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10041 Cape Ann Dr, Columbia, MD 21046 Property Records

Howard County property record for 10041 Cape Ann Dr, Columbia, MD 21046

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,994 sqft · built 1978
Lot Size0.125 acres (5,455 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Jun 2014)
Tax Bill$7,681 (2026)
Deeds & MortgagesAug 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN16-139424

Property Details

APN / Parcel Number

Primary APN16-139424
Alternative APN
  • 139424

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,994 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,455 sqft (0.125 acres)
Garage TypeBuilt-in
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area30 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number139424
Street Address10041 CAPE ANN DR
CityCOLUMBIA
StateMD
Zip21046-1331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNT
Legal DescriptionLOT361 P/O LOT 324 10041 CAPE ANN DR VIL KINGS CONTRIV
Legal SubdivisionVILLAGE KINGS CONTRIVANCE
Legal Lot Number324,361
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group2
Census Block2001
Census Tract606701

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10041 CAPE ANN DR, COLUMBIA, MD 21046-1331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · VA Mortgage
RIVER CITY MORTGAGE LLC
Mar 8, 2017Deed of Trust, Mortgage · Closed-End Mortgage
HOME LOAN AND INVESTMENT BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2014 · Amount on Record
Deed SaleJun 10, 2014 · Amount on Record
Prior SaleSep 27, 2011 · Amount on Record
Deed Book / Page15623 / 391
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10041 CAPE ANN DR, COLUMBIA, MD 21046-1331
Transaction TypeMortgage
Record UpdatedSep 2, 2021
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0208110081
DateAug 17, 2021
Book Page20811/81
Lender
NameRIVER CITY MORTGAGE LLC
TypeMortgage Company
AddressCINCINNATI, OH 45242
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10041 CAPE ANN DR, COLUMBIA, MD 21046-1331
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTRITION NATIONAL TITLE AGENC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0174810026
DateMar 8, 2017
Book Page17481/026
Instrument17481-026
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
AddressWARWICK, RI 02886
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueMar 2, 2037

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,681.00 (+3.07%) Homeowner's exemption$518,300 (+5.49%) Land $217,000 Building $301,300$518,300 (-) Land $217,000 Building $301,300
2025$7,452.00 (+55.44%) Homeowner's exemption$491,333 (+12.33%)$518,300 (+18.5%) Land $217,000 Building $301,300
2023$437,400 Land $187,000 Building $250,400$437,400 Land $187,000 Building $250,400
2022$4,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880

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