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10033 Cape Ann Dr, Columbia, MD 21046 Property Records

Howard County property record for 10033 Cape Ann Dr, Columbia, MD 21046

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,994 sqft · built 1979
Lot Size0.175 acres (7,644 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Feb 2015)
Tax Bill$7,485 (2026)
Deeds & MortgagesMar 2020 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-139440

Property Details

APN / Parcel Number

Primary APN16-139440
Alternative APN
  • 139440

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,994 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,644 sqft (0.175 acres)
Garage TypeBuilt-in
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number139440
Street Address10033 CAPE ANN DR
CityCOLUMBIA
StateMD
Zip21046-1331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNT
Legal DescriptionLOT 363 P/O LOT324 10033 CAPE ANN DR VIL KINGS CONTRIV
Legal SubdivisionVILLAGE KINGS CONTRIVANCE
Legal Lot Number324,363
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group2
Census Block2001
Census Tract606701

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10033 CAPE ANN DR, COLUMBIA, MD 21046-1331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2015 · Amount on Record
Deed SaleFeb 18, 2015 · Amount on Record
Prior SaleApr 21, 2003 · Amount on Record
Deed Book / Page16020 / 176
Prior Transfer DateMar 4, 1992
Prior Transfer Doc2488000112
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10033 CAPE ANN DR, COLUMBIA, MD 21046-1331
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0192440260
DateMar 18, 2020
Book Page19244/260
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 1, 2045

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10033 CAPE ANN DR, COLUMBIA, MD 21046-1331
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address10033 CAPE ANN DR, COLUMBIA, MD 21046-1331

Mortgage

Document Number0205210303
DateMay 5, 2021
Book Page20521/303
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term236 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,485.00 (+3.58%) Homeowner's exemption$498,500 (+5.29%) Land $226,800 Building $271,700$498,500 (-) Land $226,800 Building $271,700
2025$7,226.00 (+57.09%) Homeowner's exemption$473,467 (+11.82%)$498,500 (+17.74%) Land $226,800 Building $271,700
2023$423,400 Land $196,800 Building $226,600$423,400 Land $196,800 Building $226,600
2022$4,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880

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