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10037 Cape Ann Dr, Columbia, MD 21046 Property Records

Howard County property record for 10037 Cape Ann Dr, Columbia, MD 21046

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,004 sqft · built 1979
Lot Size0.189 acres (8,225 sqft)
Owner2 Individual Names on Record
Last Sale$615,000 (Jan 2025)
Tax Bill$7,426 (2026)
Deeds & MortgagesMar 2026 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-139432

Property Details

APN / Parcel Number

Primary APN16-139432
Alternative APN
  • 139432

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,004 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleSplit Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,225 sqft (0.189 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number139432
Street Address10037 CAPE ANN DR
CityCOLUMBIA
StateMD
Zip21046-1331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNT
Legal DescriptionLOT362 P/O LOT 324 10037 CAPE ANN DR VIL KINGS CONTRIV
Legal SubdivisionVILLAGE KINGS CONTRIVANCE
Legal Lot Number324,362
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group2
Census Block2001
Census Tract606701

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10037 CAPE ANN DR, COLUMBIA, MD 21046-1331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2025 · Amount on Record
Deed SaleJan 8, 2025 · Amount on Record
Prior SaleJul 10, 2002 · Amount on Record
Deed Book / Page22616 / 83
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10037 CAPE ANN DR, COLUMBIA, MD 21046-1331
Transaction TypeMortgage
Record UpdatedApr 9, 2026
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10037 CAPE ANN DR, COLUMBIA, MD 21046-1331

Mortgage

Document Number0231630001
DateMar 25, 2026
Book Page23163/1
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10037 CAPE ANN DR, COLUMBIA, MD 21046-1331
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0209110373
DateSep 17, 2021
Book Page20911/373
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2031

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,426.00 (+6.31%)$479,900 (+5.23%) Land $229,500 Building $250,400$479,900 (-) Land $229,500 Building $250,400
2025$6,985.00 (+4.69%)$456,033 (+11.69%)$479,900 (+17.54%) Land $229,500 Building $250,400
2024$6,672.00 (+49.73%)
2023$408,300 Land $199,500 Building $208,800$408,300 Land $199,500 Building $208,800
2022$4,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880

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