Howard County property record for 10053 Cape Ann Dr, Columbia, MD 21046
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,818 sqft · built 1979 |
| Lot Size | 0.175 acres (7,608 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $426,000 (Jun 2017) |
| Tax Bill | $8,723 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-139394 |
| Primary APN | 16-139394 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,608 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 139394 |
|---|---|
| Street Address | 10053 CAPE ANN DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT358 P/O LOT324 10053 CAPE ANN DR VIL KINGS CONTRIV |
| Legal Subdivision | VILLAGE KINGS CONTRIVANCE |
| Legal Lot Number | 324,358 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606701 |
Source: Howard County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10053 CAPE ANN DR, COLUMBIA, MD 21046-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jun 30, 2017 | Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Prior Sale | Jul 7, 2016 · Amount on Record |
| Deed Document Number | 2017676-394 |
| Deed Book / Page | 17676 / 394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10053 CAPE ANN DR, COLUMBIA, MD 21046-1331 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10053 CAPE ANN DR, COLUMBIA, MD 21046-1331 |
| Document Number | 0222190257 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 22219/257 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10053 CAPE ANN DR, COLUMBIA, MD 21046-1331 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 10053 CAPE ANN DR, COLUMBIA, MD 21046-1331 |
| Document Number | 0215630332 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 21563/332 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 30, 2017 |
| Property Address | 10053 CAPE ANN DR, COLUMBIA, MD 21046-1331 |
| Document Number | 0176760394 |
| Book / Page | 17676 / 394 |
| Map Reference | SH1 PL CMP4113 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 17676-394 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10053 CAPE ANN DR, COLUMBIA, MD 21046-1331 |
| Document Number | 17676401 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 17676-401 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,723.00 (+7.94%) | $569,900 (+8.09%) Land $226,700 Building $343,200 | $569,900 (-) Land $226,700 Building $343,200 |
| 2025 | $8,081.00 (+64.78%) | $527,233 (+19.31%) | $569,900 (+28.97%) Land $226,700 Building $343,200 |
| 2023 | $441,900 (+1.45%) Land $196,700 Building $245,200 | $441,900 (-) Land $196,700 Building $245,200 | |
| 2022 | $4,904.00 | $435,567 | $441,900 Land $196,700 Building $245,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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