Monroe County property record for 915 Watson St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 747 sqft · built 1928 |
| Lot Size | 0.051 acres (2,258 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $625,000 (Dec 2004) |
| Tax Bill | $6,674 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00020950-000000 |
| Primary APN | 00020950-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 747 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Attic | Attic |
| Attic Area | 684 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,258 sqft (0.051 acres) |
| Lot Dimensions | 78 ft deep x 29 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 79 sqft |
| Fence | Fence |
| Cooling System | None |
|---|
| Account Number | 1021695 |
|---|---|
| Old Parcel Number | 01010100020950000000 |
| Street Address | 915 WATSON ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW PT LOT 8 SQR 3 TR 6 H2-331 OR406-657 OR1469-1127/29 OR1817-671/73 OR2069-1990/92 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | KEY WEST SQUARE 03 TR 06 |
| Legal Tract | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 972800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 915 WATSON ST, KEY WEST, FL 33040-3353 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2004 · Amount on Record |
| Deed Sale | Dec 23, 2004 · Amount on Record |
| Prior Sale | Sep 24, 2002 · Amount on Record |
| Deed Document Number | 1486330 |
| Deed Book / Page | 2069 / 1990 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,051,721 (+5.99%) Land $931,582 Building $120,139 | $1,051,721 (+5.99%) Land $931,582 Building $120,139 | |
| 2024 | $6,674.00 (+5.47%) | ||
| 2023 | $6,328.00 (+24.99%) | $992,251 (+47.86%) Land $882,180 Building $110,071 | $992,251 (+47.86%) Land $882,180 Building $110,071 |
| 2022 | $5,063.00 | $671,067 Land $564,595 Building $106,472 | $671,067 Land $564,595 Building $106,472 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 units insured incl. 11 condo units |
| Nearby Flood Claims | 11 (2005–2025) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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