1004 Summer Holly Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 1004 Summer Holly Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,661 sqft · built 1988
Lot Size	0.483 acres (21,022 sqft)
Owner	Trust Name on File
Last Sale	$2,135,000 (Nov 2019)
Tax Bill	$26,158 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`264-281-25-00`

Property Details

APN / Parcel Number

Primary APN	`264-281-25-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,661 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	21,022 sqft (0.483 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1004 SUMMER HOLLY LN
City	ENCINITAS
State	CA
Zip	92024-6839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 22 TR 011529
Legal Subdivision	ENCINITAS #4485
Legal Tract	011529
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17104

Owner

1004 Summer Holly Ln is owner-occupied and held in a trust since November 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1004 SUMMER HOLLY LN, ENCINITAS, CA 92024-6839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 20, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 25, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 29, 2019	Deed of Trust, Mortgage HASNAIN A D TR NUMBER ONE (IT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Sep 4, 2015 · Amount on File
Deed Document Number	2019549329
Prior Transfer Date	Dec 24, 1996
Prior Transfer Doc	0000658478
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1004 SUMMER HOLLY LN, ENCINITAS, CA 92024-6839
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SUMMER HOLLY LN, ENCINITAS, CA 92024-6839

Mortgage

Document Number	0000304117
Date	Oct 29, 2025
Instrument	2025-0304117

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1004 SUMMER HOLLY LN, ENCINITAS, CA 92024-6839
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010657
Date	Jan 9, 2020
Instrument	2020-0010657

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2020
Property Address	1004 SUMMER HOLLY LN, ENCINITAS, CA 92024-6839
Document Number	0000636314
Map Reference	MAP 11529
Instrument Date	Sep 18, 2020
Instrument	2020-0636314
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1004 SUMMER HOLLY LN, ENCINITAS, CA 92024-6839
Investor	Possibly a Property Investor

Mortgage

Document Number	0000636315
Date	Oct 19, 2020
Instrument	2020-0636315

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2020
Property Address	1004 SUMMER HOLLY LN, ENCINITAS, CA 92024-6839
Document Number	0000636644
Instrument Date	Sep 18, 2020
Instrument	636644
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1004 SUMMER HOLLY LN ENCINITAS CA 920246839, ENCINITAS, CA 92024-6839

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2019
Property Address	1004 SUMMER HOLLY LN, ENCINITAS, CA 92024-6839
Document Number	0000549329
Instrument Date	Nov 12, 2019
Instrument	549329
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,348.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1004 SUMMER HOLLY LN ENCINITAS CA 920246839, ENCINITAS, CA 92024-6839

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1004 SUMMER HOLLY LN, ENCINITAS, CA 92024-6839
Document Number	0000512133
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16253 VIA CAZADERO RANCHO SANTA FE CA 92067, RANCHO SANTA FE, CA 92067

Mortgage

Document Number	0000512133
Date	Nov 7, 2019
Instrument	512133

Lender

Name	HASNAIN A D TR NUMBER ONE (IT)
Address	12730 HIGH BLUFF DR # 200, SAN DIEGO, CA 92130-2077

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Summer Holly Ln was $26,158 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,381,627 (+2%) Land $1,450,172 Building $931,455
2025	$26,158.00 Homeowner's exemption	$2,334,930 Land $1,421,738 Building $913,192
2023	$24,659.00 (+2.6%) Homeowner's exemption	$2,244,264 Land $1,366,531 Building $877,733
2022	$24,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1004 Summer Holly Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1004 Summer Holly Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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