1019 Summer Holly Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 1019 Summer Holly Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,536 sqft · built 1988
Lot Size	0.481 acres (20,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,355,000 (Jun 2019)
Tax Bill	$21,535 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`264-281-03-00`

Property Details

APN / Parcel Number

Primary APN	`264-281-03-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,536 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Lot Area	20,947 sqft (0.481 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1019 SUMMER HOLLY LN
City	ENCINITAS
State	CA
Zip	92024-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 1 (EX ST) TR 011529
Legal Subdivision	SAN DIEGO #4485
Legal Tract	011529
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1019 SUMMER HOLLY LN, ENCINITAS, CA 92024-6840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 4, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jun 4, 2019	Grant Deed, Transfer QUICKEN LNS
Apr 19, 2019	Affidavit of Death, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Jan 5, 2015 · Amount on Record
Deed Document Number	2019215124
Prior Transfer Date	May 19, 2009
Prior Transfer Doc	0000356569
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1019 SUMMER HOLLY LN, ENCINITAS, CA 92024-6840
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 SUMMER HOLLY LN, ENCINITAS, CA 92024-6840

Mortgage

Document Number	0000113087
Date	May 1, 2023
Instrument	2023-0113087

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1019 SUMMER HOLLY LN, ENCINITAS, CA 92024-6840
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 SUMMER HOLLY LN, ENCINITAS, CA 92024-6840

Mortgage

Document Number	0000303251
Date	Apr 20, 2021
Instrument	2021-0303251

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1019 SUMMER HOLLY LN, ENCINITAS, CA 92024-6840
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 SUMMER HOLLY LN, ENCINITAS, CA 92024-6840

Mortgage

Document Number	0000621181
Date	Sep 1, 2021
Instrument	2021-0621181

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1019 SUMMER HOLLY LN, ENCINITAS, CA 92024-6840
Document Number	0000182479
Instrument Date	Apr 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1019 SUMMER HOLLY LN ENCINITAS CA 920246840, ENCINITAS, CA 92024-6840

Mortgage

Document Number	0000182479
Date	Apr 9, 2020
Instrument	182479

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2019
Property Address	1019 SUMMER HOLLY LN, ENCINITAS, CA 92024-6840
Document Number	0000215124
Instrument Date	May 9, 2019
Instrument	215124
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,490.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1019 SUMMER HOLLY LN ENCINITAS CA 920246840, ENCINITAS, CA 92024-6840

Mortgage

Document Number	215125
Date	Jun 4, 2019
Instrument	215125

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2019
Property Address	1019 SUMMER HOLLY LN, ENCINITAS, CA 92024-6840
Document Number	0000142382
Instrument Date	Apr 3, 2019
Instrument	142382
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1795 RANCHO SANTA FE CA 920671795, RANCHO SANTA FE, CA 92067-1795

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,818,110 (+2%) Land $1,024,044 Building $794,066
2025	$21,535.00 (+22.78%)	$1,782,462 (+18.69%) Land $1,003,965 Building $778,497
2023	$17,539.00 (+5.38%)	$1,501,792 Land $964,981 Building $536,811
2022	$16,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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