974 Summer Holly Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 974 Summer Holly Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,369 sqft · built 1988
Lot Size	0.394 acres (17,157 sqft)
Owner	Company Name on Record
Last Sale	$257,900 (Apr 1987)
Tax Bill	$6,621 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`264-282-01-00`

Property Details

APN / Parcel Number

Primary APN	`264-282-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,369 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Roof Material	Tile
Lot Area	17,157 sqft (0.394 acres)
Lot Dimensions	190 ft deep x 95 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	974 SUMMER HOLLY LN
City	ENCINITAS
State	CA
Zip	92024-6837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 19 TR 011529
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	011529
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	974 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Jan 22, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 1987 · Amount on Record
Deed Sale	Apr 17, 1987 · Amount on Record
Deed Document Number	1987209383
Last Transfer Date	Dec 11, 1997
Transfer Doc	0000646037
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	974 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837
Document Number	0000062023
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	974 SUMMER HOLLY LN ENCINITAS CA 920246837, ENCINITAS, CA 92024-6837

Mortgage

Document Number	0000062023
Date	Feb 21, 2019
Instrument	62023

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2019
Property Address	974 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837
Document Number	0000023038
Map Reference	MAP 11529
Instrument Date	Jan 16, 2019
Instrument	2019-0023038
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 SUMMER HOLLY LN, ENCINITAS, CA 92024-6837

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,343 (+2%) Land $199,125 Building $391,218
2025	$6,621.00 (+7.36%) Homeowner's exemption	$578,769 (+4.04%) Land $195,221 Building $383,548
2023	$6,167.00 (+0.74%) Homeowner's exemption	$556,297 Land $187,642 Building $368,655
2022	$6,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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