1027 Summer Holly Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 1027 Summer Holly Ln, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,103 sqft · built 1988
Lot Size	0.419 acres (18,244 sqft)
Owner	Trust Name on File
Last Sale	$2,100,000 (Jan 2022)
Tax Bill	$26,332 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`264-281-28-00`

Property Details

APN / Parcel Number

Primary APN	`264-281-28-00`
Alternative APN	`2642810400`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,103 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mediterranean
Exterior Material	Stucco
Roof Material	Tile
Lot Area	18,244 sqft (0.419 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	2642810400
Street Address	1027 SUMMER HOLLY LN
City	ENCINITAS
State	CA
Zip	92024-6842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 49 PAR D PER DOC86-468494 IN LOT 48&IN TR 011529
Legal Subdivision	SAN DIEGO 4485-1
Legal Tract	011529
Legal Block	1
Legal Lot Number	49,48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17104

Owner

1027 Summer Holly Ln is held in a trust since January 2022.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	PO BOX 2716, RANCHO SANTA FE, CA 92067-2716
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Jan 13, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Jan 13, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Dec 14, 2020	Loan Modification, Mortgage AXOS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	Jan 13, 2016 · Amount on File
Deed Document Number	202219370
Prior Transfer Date	Dec 27, 2021
Prior Transfer Doc	0000261403
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2022
Property Address	1027 SUMMER HOLLY LN, ENCINITAS, CA 92024-6842
Document Number	0000261403
Map Reference	MAP 11529
Instrument Date	Dec 27, 2021
Instrument	2022-0261403
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1238 MARTIN AVE, PALO ALTO, CA 94301-3047

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2022
Property Address	1027 SUMMER HOLLY LN, ENCINITAS, CA 92024-6842
Document Number	0000019369
Map Reference	FILE 86-225848
Instrument Date	Dec 17, 2021
Instrument	2022-0019369
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 MARTIN AVE, PALO ALTO, CA 94301-3047

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2022
Property Address	1027 SUMMER HOLLY LN, ENCINITAS, CA 92024-6842
Document Number	0000019370
Map Reference	FILE 86-225848
Instrument Date	Dec 16, 2021
Instrument	2022-0019370
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1027 SUMMER HOLLY LN, ENCINITAS, CA 92024-6842

Mortgage

Document Number	0000019371
Date	Jan 13, 2022
Instrument	2022-0019371

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1027 SUMMER HOLLY LN, ENCINITAS, CA 92024-6842
Document Number	0000035190
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 SUMMER HOLLY LN ENCINITAS CA 920246842, ENCINITAS, CA 92024-6842

Mortgage

Document Number	0000035190
Date	Jan 19, 2021
Instrument	35190

Lender

Name	AXOS BK

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 18, 2046

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Summer Holly Ln was $26,332.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,273,106 (+2%) Land $1,623,648 Building $649,458
2025	$26,332.00	$2,228,536 Land $1,591,812 Building $636,724
2023	$24,409.00 (+33.5%)	$2,142,000 Land $1,530,000 Building $612,000
2022	$18,284.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1027 Summer Holly Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Summer Holly Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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