1003 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 1003 Midnight Pass, Rockwall, TX 75087

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,604 sqft · built 1998
Lot Size0.206 acres (8,978 sqft)
Owner2 Individual Names on File
Last Sale$491,767 (Jul 2024)
Tax Bill$5,595 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3252000D0001000R

Property Details

APN / Parcel Number

Primary APN3252000D0001000R
Alternative APNs
  • R48281
  • 48281

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,604 sqft Living Area
Gross Area3,376 sqft
1st Floor Area2,604 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,978 sqft (0.206 acres)
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area428 sqft
Patio Area100 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1003 MIDNIGHT PASS
CityROCKWALL
StateTX
Zip75087-7217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARUTH LAKE PHASE 4, BLOCK D, LOT 1
Legal SubdivisionCARUTH LAKE PHASE 4
Legal Phase4
Legal Tract1
Legal BlockD
Legal Lot Number1
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHWEST ROCKWALL
Census Block Group2
Census Block2005
Census Tract40202

Owner

Source: Rockwall County records · APN 3252000D0001000R

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1003 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
SOUTHWEST FUNDING LP
Jun 24, 2020Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2024 · Amount on Record
Deed SaleJul 25, 2024 · Amount on Record
Prior SaleJun 24, 2020 · Amount on Record
Deed Document Number202413006
Prior Transfer DateJun 22, 2020
Prior Transfer Doc0000013485
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address1003 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 MIDNIGHT PASS, ROCKWALL, TX 75087-7217

Mortgage

Document Number0000003244
DateFeb 23, 2026
Instrument20260000003244
Lender
NameSOUTHWEST FUNDING LP
TypeMortgage Company
AddressDALLAS, TX 75240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKWALL TX
Recording DateJun 24, 2020
Property Address1003 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Document Number0000013485
Instrument DateJun 22, 2020
Instrument13485
Transaction TypeTransfer
Record UpdatedJul 27, 2020
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 MIDNIGHT PASS ROCKWALL TX 750877217, ROCKWALL, TX 75087-7217

Mortgage

Document Number13486
DateJun 24, 2020
Instrument13486
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 23, 2050

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRockwall City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$442,260 (-1.72%) Land $155,000 Building $287,260$442,260 (-1.72%) Land $155,000 Building $287,260
2025$5,595.00 (+71.42%) Homeowner's exemption$449,989 (-9.05%) Land $155,000 Building $294,989$449,989 (-9.05%) Land $155,000 Building $294,989
2024$3,264.00
2023$494,774 Land $178,250 Building $316,524$494,774 Land $178,250 Building $316,524

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Flying Bull Internet
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
3 Rooms Communications
Fixed Wireless
100 / 100
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 325 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ROCKWALL
serves 55,250 people
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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