986 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 986 Midnight Pass, Rockwall, TX 75087

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,403 sqft · built 1998
Lot Size0.185 acres (8,050 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Jun 2017)
Tax Bill$1,268 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN3252000C0003000R

Property Details

APN / Parcel Number

Primary APN3252000C0003000R
Alternative APNs
  • R48266
  • 48266

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,403 sqft Living Area
Gross Area2,819 sqft
1st Floor Area2,403 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,050 sqft (0.185 acres)
Garage TypeAttached
Garage Area404 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area12 sqft
Patio Area286 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address986 MIDNIGHT PASS
CityROCKWALL
StateTX
Zip75087-2267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARUTH LAKE PHASE 4, BLOCK C, LOT 3
Legal SubdivisionCARUTH LAKE PHASE 4
Legal Phase4
Legal Tract3
Legal BlockC
Legal Lot Number3
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHWEST ROCKWALL
Census Block Group2
Census Block2001
Census Tract40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address986 MIDNIGHT PASS, ROCKWALL, TX 75087-2267
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2017 · Amount on Record
Deed SaleJun 20, 2017 · Amount on Record
Prior SaleFeb 21, 2006 · Amount on Record
Deed Document Number201711209
Prior Transfer DateJun 19, 2017
Prior Transfer Doc0000011209
Record UpdatedSep 20, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKWALL TX
Recording DateJun 20, 2017
Property Address986 MIDNIGHT PASS, ROCKWALL, TX 75087-2267
Document Number0000011209
Instrument DateJun 19, 2017
Instrument11209
Transaction TypeTransfer
Record UpdatedJul 12, 2017
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 218 ROCKWALL TX 750870218, ROCKWALL, TX 75087-0218

Mortgage

Document Number11210
DateJun 20, 2017
Instrument11210
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2047

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRockwall City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,943 (+2.06%) Land $155,000 Building $245,943$400,943 (-1.67%) Land $155,000 Building $245,943
2025$1,268.00 (-27.58%) Homeowner's exemption Senior Citizen's exemption$392,847 (-5.77%)$407,754 (-2.19%) Land $155,000 Building $252,754
2024$1,751.00 (-0.28%)
2023$1,756.00 (-48.37%) Homeowner's exemption Senior Citizen's exemption$416,883 Land $178,250 Building $238,633$416,883 Land $178,250 Building $238,633
2021$3,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROCKWALL
serves 55,250 people · EPA ID TX1990001
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Novos Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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