1027 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 1027 Midnight Pass, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,923 sqft · built 2015
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Individual Names on File
Last Sale	$575,700 (Jul 2026)
Tax Bill	$4,173 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R88493`

Property Details

APN / Parcel Number

Primary APN	`R88493`
Alternative APNs	`S3269-000A-0002-00-0R` `88493`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,923 sqft Living Area
Gross Area	3,681 sqft
1st Floor Area	2,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,165 sqft (0.417 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	226 sqft
Patio Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1027 MIDNIGHT PASS
City	ROCKWALL
State	TX
Zip	75087-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKE PHASE 1B, BLOCK A, LOT 2
Legal Subdivision	CARUTH LAKE PHASE 1B
Legal Phase	1B
Legal Tract	2
Legal Block	A
Legal Lot Number	2
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2005
Census Tract	40202

Owner

1027 Midnight Pass is owned and occupied by two individuals who bought it in July 2026.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1027 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 12, 2018	Vendor's Lien, Transfer · Conventional Mortgage THE LENDING PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	202614463
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	0000026120
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jul 29, 2026
Property Address	1027 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Document Number	0000014463
Instrument Date	Jul 29, 2026
Instrument	202614463
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MIDNIGHT PASS, ROCKWALL, TX 75087-7217

Mortgage

Document Number	0000014464,
Date	Jul 29, 2026
Instrument	202614464

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 12, 2018
Property Address	1027 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Document Number	0000004208
Map Reference	CAB I SL 151
Instrument Date	Mar 5, 2018
Instrument	20180000004208
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 MIDNIGHT PASS, ROCKWALL, TX 75087-7217

Mortgage

Document Number	0000004209
Date	Mar 12, 2018
Instrument	20180000004209

Lender

Name	THE LENDING PARTNERS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Midnight Pass was $4,173 with exemptions applied, down 18.7% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,065 (-0.87%) Land $155,000 Building $470,065	$625,065 (-0.87%) Land $155,000 Building $470,065
2025	$4,173.00 (-18.7%) Homeowner's exemption Senior Citizen's exemption	$630,573 Land $155,000 Building $475,573	$630,573 Land $155,000 Building $475,573
2024	$5,133.00 (-0.19%)
2023	$5,143.00 Homeowner's exemption Senior Citizen's exemption	$624,131 Land $178,250 Building $445,881	$624,131 Land $178,250 Building $445,881
2021	$7,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1027 Midnight Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Midnight Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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