1015 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 1015 Midnight Pass, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,577 sqft · built 1997
Lot Size	0.19 acres (8,259 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Jan 2026)
Tax Bill	$6,743 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3251000A0017000R`

Property Details

APN / Parcel Number

Primary APN	`3251000A0017000R`
Alternative APNs	`R46136` `46136`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,577 sqft Living Area
Gross Area	3,157 sqft
1st Floor Area	2,577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,259 sqft (0.19 acres)
Lot Dimensions	118 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	156 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1015 MIDNIGHT PASS
City	ROCKWALL
State	TX
Zip	75087-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKE PHASE THREE, BLOCK A, LOT 17
Legal Subdivision	CARUTH LAKE PHASE THREE
Legal Phase	3
Legal Tract	17
Legal Block	A
Legal Lot Number	17
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2005
Census Tract	40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44633 JAPALA PL, FREMONT, CA 94539-6665
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Vendor's Lien, Transfer HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
May 31, 2019	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	202648
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0000008737
Record Updated	Sep 20, 2026

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 2, 2026
Property Address	1015 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Document Number	0000000048
Map Reference	CAB C SL 307
Instrument Date	Dec 29, 2025
Instrument	20260000000048
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, HTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 OLD CHESTNUT DR, HARPERS FERRY, WV 25425-5132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44633 JAPALA PL, FREMONT, CA 94539-6665

Mortgage

Date	Jan 2, 2026

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1015 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006460
Date	Mar 19, 2021
Instrument	20210000006460

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	May 31, 2019
Property Address	1015 MIDNIGHT PASS, ROCKWALL, TX 75087-7217
Document Number	0000008737
Map Reference	CAB C SL 307
Instrument Date	May 30, 2019
Instrument	20190000008737
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 MIDNIGHT PASS, ROCKWALL, TX 75087-7217

Mortgage

Document Number	0000008738
Date	May 31, 2019
Instrument	20190000008738

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,665 (-0.79%) Land $155,000 Building $269,665	$424,665 (-0.79%) Land $155,000 Building $269,665
2025	$6,743.00 (-5.12%)	$428,054 (-1.38%) Land $155,000 Building $273,054	$428,054 (-1.38%) Land $155,000 Building $273,054
2024	$7,107.00 (+4.61%)
2023	$6,794.00 (+25.21%)	$434,040 Land $178,250 Building $255,790	$434,040 Land $178,250 Building $255,790
2021	$5,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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