1003 Borders Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1003 Borders Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1962
Lot Size	1.08 acres (47,160 sqft)
Owner	2 Individual Names on Record
Tax Bill	$805 (2025)
Deeds & Mortgages	Sep 2022 Sale Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`25363`

Property Details

APN / Parcel Number

Primary APN	`25363`
Alternative APNs	`1275219` `1354949`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Brick
Lot Area	47,160 sqft (1.08 acres)
Lot Dimensions	490 ft deep x 89 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1354949
Street Address	1003 BORDERS RD
City	SHELBY
State	NC
Zip	28150-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	1 AC BORDERS RD LIFE EST
Legal Block	3
Legal Lot Number	2
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1010
Census Tract	950701

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	380 BRIARWOOD DR, RUTHERFORDTON, NC 28139-7252
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Construction Loan
Oct 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 18, 2021
Transfer Doc	0018542856
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 2, 2022
Property Address	1003 BORDERS RD, SHELBY, NC 28150-9607
Document Number	0018812386
Book / Page	1881 / 2386
Map Reference	MB 40 PG 185
Instrument Date	Aug 23, 2022
Instrument	200077926
Transaction Type	Construction Loan
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 18, 2021
Property Address	1003 BORDERS RD, SHELBY, NC 28150-9607
Document Number	0018542856
Book / Page	1854 / 2856
Instrument Date	Oct 18, 2021
Instrument	200062928
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1003 BORDERS RD, SHELBY, NC 28150-9607

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,898 (-) Land $13,461 Building $113,437	$126,898 (-) Land $13,461 Building $113,437
2025	$805.00	$126,898 (+58.6%) Land $13,461 Building $113,437	$126,898 (+58.6%) Land $13,461 Building $113,437
2023		$80,012 Land $6,461 Building $73,551	$80,012 Land $6,461 Building $73,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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