912 Borders Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 912 Borders Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	592 sqft · built 1943
Lot Size	0.503 acres (21,945 sqft)
Owner	Individual Name on Record
Last Sale	$19,000 (Feb 2017)
Tax Bill	$446 (2026)
Deeds & Mortgages	Feb 2020 Sale Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`25492`

Property Details

APN / Parcel Number

Primary APN	`25492`
Alternative APN	`1314824`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	592 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Metal
Lot Area	21,945 sqft (0.503 acres)
Lot Dimensions	209 ft deep x 105 ft wide

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Canopy	320 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1314824
Street Address	912 BORDERS RD
City	SHELBY
State	NC
Zip	28150-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	LOT BORDERS RD
Legal Block	5
Legal Lot Number	32
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1011
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1429 W CABANISS RD, SHELBY, NC 28150-7782
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	20171904
Deed Book / Page	1736 / 2350
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 7, 2020
Property Address	912 BORDERS RD, SHELBY, NC 28150-9762
Document Number	0018070372
Book / Page	001807 / 000372
Instrument Date	Dec 23, 2019
Instrument	35796
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$226.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 STROUPE RD LAWNDALE NC 280909491, LAWNDALE, NC 28090-9491

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 23, 2017
Property Address	912 BORDERS RD, SHELBY, NC 28150-9762
Document Number	0017362350
Book / Page	001736 / 002350
Instrument Date	Feb 23, 2017
Instrument	1904
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$38.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 HEATHER LN KINGS MOUNTAIN NC 280867813, KINGS MOUNTAIN, NC 28086-7813

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$446.00 (+21.53%)	$57,944 (-) Land $20,580 Building $37,364	$57,944 (-) Land $20,580 Building $37,364
2025	$367.00	$57,944 (+41.45%) Land $20,580 Building $37,364	$57,944 (+41.45%) Land $20,580 Building $37,364
2023		$40,963 Land $17,052 Building $23,911	$40,963 Land $17,052 Building $23,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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