Cleveland County property record for 1009 Borders Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,272 sqft · built 1958 |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $962 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25365 |
| Primary APN | 25365 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,272 sqft Finished Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 77,101 sqft (1.77 acres) |
| Porch | Slab |
| Porch Area | 184 sqft |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1365914 |
|---|---|
| Street Address | 1009 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | 1.77 AC BORDERS ROAD 2047 |
| Legal Block | 3 |
| Legal Lot Number | 4L |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950701 |
1009 Borders Rd is owned by two individuals who acquired it in October 2004.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1011 BORDERS RD, SHELBY, NC 28150-9607 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 9, 2004 |
| Transfer Doc | 0019302375 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1009 Borders Rd was $962, up 8.5% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $962.00 (+8.46%) | $139,713 (-) Land $23,118 Building $116,595 | $139,713 (-) Land $23,118 Building $116,595 |
| 2025 | $887.00 | $139,713 Land $23,118 Building $116,595 | $139,713 Land $23,118 Building $116,595 |
| 2023 | $72,680 Land $13,695 Building $58,985 | $72,680 Land $13,695 Building $58,985 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1009 Borders Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1009 Borders Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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