Cleveland County property record for 1001 Borders Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1965 |
| Lot Size | 1.42 acres (62,196 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $438 (2026) |
| Deeds & Mortgages | Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25362 |
| Primary APN | 25362 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 62,196 sqft (1.42 acres) |
| Lot Dimensions | 426 ft deep x 146 ft wide |
| Porch | Slab |
| Porch Area | 366 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1356724 |
|---|---|
| Street Address | 1001 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | BORDERS RD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950701 |
1001 Borders Rd, a single family home, is owned by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1400 MINNESOTA AVE, SAINT CLOUD, FL 34769-4358 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 13, 2023 |
| Property Address | 1001 BORDERS RD, SHELBY, NC 28150-9607 |
| Document Number | 0019000913 |
| Book / Page | 1900 / 913 |
| Instrument Date | Jun 4, 2023 |
| Instrument | 200088351 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1501 MISSOURI AVE, SAINT CLOUD, FL 34769-4368 |
| Name | Verified Name |
|---|---|
| Address | 1400 MINNESOTA AVE, SAINT CLOUD, FL 34769-4358 |
The 2026 property tax bill for 1001 Borders Rd was $438, up 21.7% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438.00 (+21.67%) | $56,785 (-) Land $17,666 Building $39,119 | $56,785 (-) Land $17,666 Building $39,119 |
| 2025 | $360.00 | $56,785 Land $17,666 Building $39,119 | $56,785 Land $17,666 Building $39,119 |
| 2023 | $34,386 (-) Land $8,479 Building $25,907 | $34,386 (-) Land $8,479 Building $25,907 | |
| 2022 | $34,386 Land $8,479 Building $25,907 | $34,386 Land $8,479 Building $25,907 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1001 Borders Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1001 Borders Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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