10083 Kost Rd, Galt, CA 95632 Property Records

Sacramento County property record for 10083 Kost Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,769 sqft · built 1959
Lot Size	2.53 acres (110,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Mar 2020)
Tax Bill	$7,473 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`148-1200-005-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1200-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,769 sqft Living Area
1st Floor Area	1,769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	110,642 sqft
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10083 KOST RD
City	GALT
State	CA
Zip	95632-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	REMAINDER PARCEL AS SHOWN ON PM 240-001 CONTG. 2.33 ACS
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1045
Census Tract	9501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10083 KOST RD, GALT, CA 95632-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Feb 19, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Feb 19, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Feb 19, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Jan 23, 2019	Loan Modification, Mortgage BANK OF AMERICA
Dec 18, 2018	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Oct 3, 2014 · Amount on Record
Deed Book / Page	20200326 / 1147
Prior Transfer Date	Oct 9, 2015
Prior Transfer Doc	0000001684
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10083 KOST RD, GALT, CA 95632-8802
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10083 KOST RD, GALT, CA 95632-8802

Mortgage

Document Number	0000000603
Date	Oct 26, 2021
Instrument	2021102600603

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10083 KOST RD, GALT, CA 95632-8802
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10083 KOST RD, GALT, CA 95632-8802

Mortgage

Document Number	2021102600603
Date	Oct 26, 2021
Instrument	2021102600603

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 19, 2019
Property Address	10083 KOST RD, GALT, CA 95632-8802
Document Number	1902190494
Instrument Date	Feb 15, 2019
Instrument	1902190494
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7 GALT CA 956320007, GALT, CA 95632-0007

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 19, 2019
Property Address	10083 KOST RD, GALT, CA 95632-8802
Document Number	1902190496
Instrument Date	Feb 15, 2019
Instrument	1902190496
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	PO BOX 7 GALT CA 956320007, GALT, CA 95632-0007

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 19, 2019
Property Address	10083 KOST RD, GALT, CA 95632-8802
Document Number	1902190492
Instrument Date	Feb 15, 2019
Instrument	1902190492
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14111 JOY DR GALT CA 956322201, GALT, CA 95632-2201

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	10083 KOST RD, GALT, CA 95632-8802
Document Number	1902190495
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10083 KOST RD GALT CA 956328802, GALT, CA 95632-8802

Mortgage

Document Number	1902190495
Date	Feb 19, 2019
Instrument	1902190495

Lender

Name	BANK OF AMERICA
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 18, 2018
Property Address	10083 KOST RD, GALT, CA 95632-8802
Document Number	1812180965
Instrument Date	Oct 9, 2018
Instrument	1812180965
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12980 ALTA MESA RD HERALD CA 956388309, HERALD, CA 95638-8309

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$611,708 (+2%) Land $165,651 Building $446,057
2025	$7,473.00 (+4.31%)	$599,714 (+4.04%) Land $162,403 Building $437,311
2024	$7,164.00 (+2.36%)
2023	$6,999.00 (+14.59%)	$576,429 Land $156,098 Building $420,331
2022	$6,108.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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