10021 Gary Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10021 Gary Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	4 ba · 5,066 sqft · built 1986
Lot Size	1.47 acres (64,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,325,000 (Jan 2017)
Tax Bill	$16,225 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00870221`

Property Details

APN / Parcel Number

Primary APN	`10-00870221`
Alternative APN	`00870221`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,066 sqft Living Area
Gross Area	5,791 sqft
1st Floor Area	2,533 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Wood Shingle
Lot Area	64,325 sqft
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	75 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00870221
Street Address	10021 GARY RD
City	POTOMAC
State	MD
Zip	20854-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POTOMAC HILLS
Legal Subdivision	POTOMAC HILLS
Legal Block	A
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3005
Census Tract	706005

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10021 GARY RD, POTOMAC, MD 20854-4110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit REVERE BANK
Jan 26, 2017	Grant Deed, Transfer MID-ATLANTIC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Prior Sale	Apr 4, 1996
Deed Book / Page	53645 / 226
Transfer Doc	0000066533
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10021 GARY RD, POTOMAC, MD 20854-4110
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	STEWART TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10021 GARY RD, POTOMAC, MD 20854-4110

Mortgage

Document Number	0616870355
Date	Jan 25, 2021
Book Page	61687/355

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10021 GARY RD, POTOMAC, MD 20854-4110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0580340288
Date	Aug 20, 2019
Book Page	58034/288

Lender

Name	REVERE BANK
Type	Bank
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 26, 2017
Property Address	10021 GARY RD, POTOMAC, MD 20854-4110
Document Number	0536450225
Book / Page	053645 / 000225
Instrument Date	Dec 20, 2016
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10021 GARY RD POTOMAC MD 208544110, POTOMAC, MD 20854-4110

Mortgage

Document Number	536450232
Date	Jan 26, 2017
Book Page	053645/000232

Lender

Name	MID-ATLANTIC FCU
Type	Credit Union
Address	12820 WISTERIA DR, GERMANTOWN, MD 20874-2627

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,536,467 (+9.94%)	$1,814,200 (+29.81%) Land $593,900 Building $1,220,300
2025	$16,225.00 (+5.45%)	$1,397,600 (-) Land $593,900 Building $803,700	$1,397,600 (-) Land $593,900 Building $803,700
2023		$1,397,600 Land $593,900 Building $803,700	$1,397,600 Land $593,900 Building $803,700
2022	$15,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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