10111 Gary Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10111 Gary Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	8 ba · 12,844 sqft · built 2020
Lot Size	1.32 acres (57,926 sqft)
Owner	2 Company Names on Record
Last Sale	$900,000 (Jul 2018)
Tax Bill	$25,506 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-00869938`

Property Details

APN / Parcel Number

Primary APN	`10-00869938`
Alternative APN	`00869938`

Interior

Full Baths	8 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	12,844 sqft Living Area
Gross Area	13,708 sqft
1st Floor Area	4,730 sqft
Basement Area	3,400 sqft
Finished Basement	3,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	57,926 sqft
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00869938
Street Address	10111 GARY RD
City	POTOMAC
State	MD
Zip	20854-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POTOMAC HILLS
Legal Subdivision	POTOMAC HILLS
Legal Block	A
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3005
Census Tract	706005

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10111 GARY RD, POTOMAC, MD 20854-4109
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Intrafamily Transfer, Transfer
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jun 7, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jul 17, 2018	Grant Deed, Transfer MILLENNIUM TITLE AND ABSTRACT COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	May 11, 2015 · Amount on Record
Deed Book / Page	56324 / 244
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 6, 2025
Property Address	10111 GARY RD, POTOMAC, MD 20854-4109
Document Number	0696730435
Book / Page	69673 / 435
Map Reference	MB 45 PL 3383
Instrument Date	Sep 26, 2025
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10111 GARY RD, POTOMAC, MD 20854-4109

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10111 GARY RD, POTOMAC, MD 20854-4109
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MILLENNIUM TITLE AND ABSTRAC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0568140267
Date	Oct 30, 2018
Book Page	56814/267

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10111 GARY RD, POTOMAC, MD 20854-4109
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	K K TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0596600454
Date	May 26, 2020
Book Page	59660/454

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10111 GARY RD, POTOMAC, MD 20854-4109
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0631850355
Date	Jun 7, 2021
Book Page	63185/355

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	6-Month LIBOR
Margin	3
Max Rate	7.87%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10111 GARY RD, POTOMAC, MD 20854-4109
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	MBO SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10111 GARY RD, POTOMAC, MD 20854-4109

Mortgage

Document Number	0631850376
Date	Jun 7, 2021
Book Page	63185/376

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 6, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10111 GARY RD, POTOMAC, MD 20854-4109
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10111 GARY RD, POTOMAC, MD 20854-4109

Mortgage

Document Number	0651290080
Date	Jan 26, 2022
Book Page	65129/80

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 17, 2018
Property Address	10111 GARY RD, POTOMAC, MD 20854-4109
Document Number	0563240244
Book / Page	056324 / 000244
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	MILLENNIUM TITLE AND ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10111 GARY RD POTOMAC MD 208544109, POTOMAC, MD 20854-4109

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,654,000 (+20.43%)	$3,554,400 (+61.29%) Land $629,800 Building $2,924,600
2025	$25,506.00 (-7.39%) Homeowner's exemption	$2,203,800 (-) Land $629,800 Building $1,574,000	$2,203,800 (-) Land $629,800 Building $1,574,000
2023		$2,203,800 Land $629,800 Building $1,574,000	$2,203,800 Land $629,800 Building $1,574,000
2022	$27,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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