10010 Gary Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10010 Gary Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	9.5 ba · 9,891 sqft · built 2005
Lot Size	1.04 acres (45,545 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (Nov 2019)
Tax Bill	$25,892 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00870540`

Property Details

APN / Parcel Number

Primary APN	`10-00870540`
Alternative APN	`00870540`

Interior

Full Baths	9.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	9,891 sqft Living Area
Gross Area	10,719 sqft
1st Floor Area	3,945 sqft
Basement Area	2,600 sqft
Finished Basement	2,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	45,545 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Open Porch
Porch Area	126 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00870540
Street Address	10010 GARY RD
City	POTOMAC
State	MD
Zip	20854-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POTOMAC HILLS SEC 5
Legal Subdivision	POTOMAC HILLS
Legal Block	B
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3007
Census Tract	706005

Owner

10010 Gary Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10010 GARY RD, POTOMAC, MD 20854-4149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 6, 2019	Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	May 31, 2006 · Amount on File
Deed Book / Page	58435 / 22
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10010 GARY RD, POTOMAC, MD 20854-4149
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10010 GARY RD, POTOMAC, MD 20854-4149

Mortgage

Document Number	0618540181
Date	Feb 10, 2021
Book Page	61854/181

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 6, 2019
Property Address	10010 GARY RD, POTOMAC, MD 20854-4149
Document Number	0584350022
Book / Page	58435 / 022
Map Reference	MB 45 PL 3383
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	HUTTON PATT T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	58435038
Date	Nov 6, 2019
Instrument	58435/038

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10010 Gary Rd was $25,892.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,280,967 (+4.77%)	$2,488,500 (+14.3%) Land $612,500 Building $1,876,000
2025	$25,892.00	$2,177,200 Land $612,500 Building $1,564,700	$2,177,200 Land $612,500 Building $1,564,700
2023		$2,177,200 Land $612,500 Building $1,564,700	$2,177,200 Land $612,500 Building $1,564,700
2022	$25,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10010 Gary Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10010 Gary Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Gary Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures