10005 Gary Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 10005 Gary Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	7.5 ba · 8,260 sqft · built 1987
Lot Size	1.03 acres (45,101 sqft)
Owner	2 Company Names on Record
Last Sale	$1,839,000 (Aug 2021)
Tax Bill	$20,616 (2025)
Deeds & Mortgages	Oct 2025 Transfer Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-02151645`

Property Details

APN / Parcel Number

Primary APN	`10-02151645`
Alternative APN	`02151645`

Interior

Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,260 sqft Living Area
Gross Area	9,332 sqft
1st Floor Area	3,516 sqft
Basement Area	2,600 sqft
Finished Basement	2,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Wood Shingle
Lot Area	45,101 sqft
Garage Type	Attached
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Enclosed Porch
Porch Area	324 sqft
Deck Area	729 sqft
Patio Area	1,176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02151645
Street Address	10005 GARY RD
City	POTOMAC
State	MD
Zip	20854-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	POTOMAC HILLS
Legal Subdivision	POTOMAC HILLS
Legal Block	A
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3005
Census Tract	706005

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	10005 GARY RD, POTOMAC, MD 20854-4110
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Intrafamily Transfer, Transfer
Apr 27, 2018	Deed of Trust, Mortgage · ARM PMAC LENDING SERVICES INC
Aug 24, 2021	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Aug 29, 2011 · Amount on Record
Deed Book / Page	63851 / 179
Transfer Doc	0000187881
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 7, 2025
Property Address	10005 GARY RD, POTOMAC, MD 20854-4110
Document Number	0696780023
Book / Page	69678 / 23
Map Reference	MB 115 PL 13678
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10005 GARY RD, POTOMAC, MD 20854-4110

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10005 GARY RD, POTOMAC, MD 20854-4110
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	JOYSTONE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10005 GARY RD, MOUNT AYR, IA 50854

Mortgage

Document Number	0559500429
Date	Apr 27, 2018
Book Page	55950/429

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Change Frequency	Annually
Index	1-Year LIBOR

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 24, 2021
Property Address	10005 GARY RD, POTOMAC, MD 20854-4110
Document Number	0638510179
Book / Page	63851 / 179
Map Reference	MB 115 PL 13678
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10005 GARY RD, POTOMAC, MD 20854-4110

Mortgage

Document Number	63851185
Date	Aug 24, 2021
Instrument	63851/185

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,082,167 (+17.04%)	$2,688,500 (+51.12%) Land $611,900 Building $2,076,600
2025	$20,616.00 (-2.75%)	$1,779,000 (-) Land $611,900 Building $1,167,100	$1,779,000 (-) Land $611,900 Building $1,167,100
2024	$21,200.00 (+4.36%)
2023		$1,779,000 Land $611,900 Building $1,167,100	$1,779,000 Land $611,900 Building $1,167,100
2022	$20,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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