10020 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10020 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,052 sqft · built 2004
Lot Size5.56 acres (242,194 sqft)
Owner2 Individual Names on Record
Tax Bill$3,272 (2026)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN3-12-3

Property Details

APN / Parcel Number

Primary APN3-12-3
Alternative APNs
  • 003-12-3
  • 03-12-3

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,052 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area242,194 sqft (5.56 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address10020 ELYS FORD RD
CityFREDERICKSBURG
StateVA
Zip22407-9640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU - RURAL
Legal DescriptionBLANKENBAKER FAMILY SUB LOT 3
Legal SubdivisionBLANKENBAKER FAMILY SUB N
Legal Lot Number3
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionCHANCELLOR
Census Block Group1
Census Block1005
Census Tract20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10020 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address10020 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Document Number201900005482
Instrument DateFeb 22, 2019
Transaction TypeMortgage
Record UpdatedMay 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10020 ELYS FORD RD FREDERICKSBURG VA 224079640, FREDERICKSBURG, VA 22407-9640

Mortgage

Document Number201900005482
DateApr 16, 2019
Instrument5482
Lender
NamePNC BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,272.00 (+30.72%)$443,800 (+36.81%) Land $191,600 Building $252,200
2025$443,800 (+36.81%) Land $191,600 Building $252,200
2023$2,503.00$324,400 Land $118,800 Building $205,600$324,400 Land $118,800 Building $205,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Virginia Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Elys Ford Rd

Nearby Streets

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