10000 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10000 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2002
Lot Size	5.56 acres (242,194 sqft)
Owner	Individual Name on Record
Tax Bill	$3,447 (2026)
Deeds & Mortgages	Jun 2022 Refinance Jun 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-12-2`

Property Details

APN / Parcel Number

Primary APN	`3-12-2`
Alternative APNs	`003-12-2` `03-12-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Finished Area
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	242,194 sqft (5.56 acres)
Porch	Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10000 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	BLANKENBAKER FAMILY SUB LOT 2
Legal Subdivision	BLANKENBAKER FAMILY SUB N
Legal Lot Number	2
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	1
Census Block	1005
Census Tract	20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10000 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK
Jun 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC UNION BANK
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10000 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220011919
Date	Jun 3, 2022
Instrument	220011919

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	179 Months
Due	May 30, 2037

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10000 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220011920
Date	Jun 3, 2022
Instrument	220011920

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10000 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Document Number	201900011589
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10000 ELYS FORD RD FREDERICKSBURG VA 224079640, FREDERICKSBURG, VA 22407-9640

Mortgage

Document Number	201900011589
Date	Jul 24, 2019
Instrument	11589

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10000 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Document Number	201900011584
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10000 ELYS FORD RD FREDERICKSBURG VA 224079640, FREDERICKSBURG, VA 22407-9640

Mortgage

Document Number	201900011584
Date	Jul 24, 2019
Instrument	11584

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,447.00 (+29.68%)	$467,600 (+35.73%) Land $191,600 Building $276,000
2025			$467,600 (+35.73%) Land $191,600 Building $276,000
2023	$2,658.00	$344,500 Land $118,800 Building $225,700	$344,500 Land $118,800 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Virginia Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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