10101 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10101 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1932
Lot Size	2.23 acres (97,139 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (Dec 2016)
Tax Bill	$2,213 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-A-19A`

Property Details

APN / Parcel Number

Primary APN	`3-A-19A`
Alternative APNs	`003-A-19A` `03-A-19A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Finished Area
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Metal
Roof Material	Metal
Lot Area	97,139 sqft (2.23 acres)

Exterior Amenities

Porch	Porch
Porch Area	696 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10101 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	BLANKENBAKER
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	2
Census Block	2004
Census Tract	20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10101 ELYS FORD RD, FREDERICKSBURG, VA 22407-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Prior Sale	Jun 10, 2015 · Amount on Record
Deed Document Number	201623057
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10101 ELYS FORD RD, FREDERICKSBURG, VA 22407-9652
Document Number	201900001964
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10101 DLYS FORD RD FREDERICKSBURG VA 22407, FREDERICKSBURG, VA 22407

Mortgage

Document Number	201900001964
Date	Feb 12, 2019
Instrument	1964

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Interest

Rate Type	Fixed Rate
Rate	5.38%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10101 ELYS FORD RD, FREDERICKSBURG, VA 22407-9652
Document Number	201700006081
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10101 ELYS FORD RD FREDERICKSBURG VA 224079652, FREDERICKSBURG, VA 22407-9652

Mortgage

Document Number	201700006081
Date	Apr 6, 2017
Instrument	6081

Lender

Name	UNION BK&TR
Type	Bank
Address	FREDERICKSBURG, VA 22401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,213.00 (+22.4%)	$300,200 (+28.07%) Land $146,600 Building $153,600
2025			$300,200 (+28.07%) Land $146,600 Building $153,600
2023	$1,808.00	$234,400 Land $84,800 Building $149,600	$234,400 Land $84,800 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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