10006 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10006 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,558 sqft · built 1998
Lot Size	5.56 acres (242,194 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Jun 2026)
Tax Bill	$3,428 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-12-8`

Property Details

APN / Parcel Number

Primary APN	`3-12-8`
Alternative APNs	`003-12-8` `03-12-8`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,558 sqft Finished Area
Basement Area	1,514 sqft
Finished Basement	1,514 sqft
Unfinished Basement	224 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	242,194 sqft (5.56 acres)

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	528 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10006 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	BLANKENBAKER FAMILY SUB LOT 8
Legal Subdivision	BLANKENBAKER FAMILY SUB N
Legal Lot Number	8
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	1
Census Block	1005
Census Tract	20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10006 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage ALL CREDIT CONSIDERED MORTGAGE
Dec 19, 2019	Deed of Trust, Mortgage CITIZENS BK NA
Mar 12, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Apr 12, 2018	Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK MORTGAGE
Jul 5, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Apr 23, 2009 · Amount on File
Deed Document Number	202610255
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jun 26, 2026
Property Address	10006 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Document Number	0000010255
Instrument Date	Jun 10, 2026
Instrument	202610255
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,610.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10006 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640

Mortgage

Document Number	0000010256,
Date	Jun 26, 2026
Instrument	202610256

Lender

Name	ALL CREDIT CONSIDERED MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10006 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Document Number	201900022546
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10006 ELYS FORD RD FREDERICKSBURG VA 224079640, FREDERICKSBURG, VA 22407-9640

Mortgage

Document Number	201900022546
Date	Dec 27, 2019
Instrument	22546

Lender

Name	CITIZENS BK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10006 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Document Number	201900003740
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10006 ELYS FORD RD FREDERICKSBURG VA 224079640, FREDERICKSBURG, VA 22407-9640

Mortgage

Document Number	201900003740
Date	Mar 18, 2019
Instrument	3740

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10006 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Document Number	201800006023
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	201800006023
Date	Apr 17, 2018
Instrument	6023

Lender

Name	CBC NATIONAL BANK MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10006 ELYS FORD RD, FREDERICKSBURG, VA 22407-9640
Document Number	201700012469
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	201700012469
Date	Jul 14, 2017
Instrument	12469

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,428.00 (+7.23%)	$465,000 (+6.8%) Land $191,600 Building $273,400
2025	$3,197.00 (+19.78%)	$435,400 (+25.87%) Land $155,200 Building $280,200	$465,000 (+6.8%) Land $191,600 Building $273,400
2024			$435,400 (+25.87%) Land $155,200 Building $280,200
2023	$2,669.00	$345,900 Land $118,800 Building $227,100	$345,900 Land $118,800 Building $227,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Virginia Broadband.

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