100 N River Cir, Unit 304, Oceanside, CA 92057 Property Records

San Diego County property record for 100 N River Cir, Unit 304, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,368 sqft · built 2003
Lot Size	1.36 acres (59,458 sqft)
Owner	2 Company Names on Record
Last Sale	$335,000 (Mar 2017)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-29-12`

Property Details

APN / Parcel Number

Primary APN	`122-081-29-12`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	59,458 sqft
View / Lot	River
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	100 N RIVER CIR, 304
City	OCEANSIDE
State	CA
Zip	92057-3753
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US A3-4PER DOC07-502224&UND INT IN TR 015577
Legal Subdivision	LA COSTA VILLA
Legal Tract	015577
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	35 MARTINIQUE ST, LAGUNA NIGUEL, CA 92677-5806
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
May 6, 2020	Quit Claim Deed, Transfer NEXBANK SSB
Sep 6, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 6, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Prior Sale	Jul 2, 2009 · Amount on Record
Deed Document Number	2017104097
Last Transfer Date	Apr 30, 2020
Transfer Doc	0000229914
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	100 N RIVER CIR UNIT 304, 304, OCEANSIDE, CA 92057-3753
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR 304, 304, OCEANSIDE, CA 92057-3753

Mortgage

Document Number	0000326353
Date	Aug 12, 2022
Instrument	2022-0326353

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2020
Property Address	100 N RIVER CIR UNIT 304, 304, OCEANSIDE, CA 92057-3753
Document Number	0000229914
Instrument Date	Apr 30, 2020
Instrument	229914
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR #304 OCEANSIDE CA 920573753, 304, OCEANSIDE, CA 92057-3753

Mortgage

Document Number	229915
Date	May 6, 2020
Instrument	229915

Lender

Name	NEXBANK SSB
Type	Federal Savings Bank
Address	DALLAS, TX 75201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2018
Property Address	100 N RIVER CIR UNIT 304, 304, OCEANSIDE, CA 92057-3753
Document Number	0000368499
Instrument Date	Sep 5, 2018
Instrument	368499
Transaction Type	Transfer
Record Updated	Sep 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR #304 OCEANSIDE CA 920573753, 304, OCEANSIDE, CA 92057-3753

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2017
Property Address	100 N RIVER CIR UNIT 304, 304, OCEANSIDE, CA 92057-3753
Document Number	0000104097
Map Reference	MAP15577
Instrument Date	Dec 9, 2016
Instrument	2017-0104097
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	100 N RIVER CIR UNIT 304, 304, OCEANSIDE, CA 92057-3753

Mortgage

Document Number	0000104098
Date	Mar 6, 2017
Instrument	2017-0104098

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$396,445 (+2%) Land $236,756 Building $159,689
2025	$4,378.00 (+7.17%)	$388,672 (+4.04%) Land $232,114 Building $156,558
2023	$4,085.00 (+1.57%) Homeowner's exemption	$373,581 Land $223,101 Building $150,480
2022	$4,022.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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