100 N River Cir, Unit 104, Oceanside, CA 92057 Property Records

San Diego County property record for 100 N River Cir, Unit 104, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,368 sqft · built 2003
Lot Size	1.36 acres (59,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Apr 2025)
Tax Bill	$6,676 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2019 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-29-04`

Property Details

APN / Parcel Number

Primary APN	`122-081-29-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	59,458 sqft
View / Lot	River
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	100 N RIVER CIR, 104
City	OCEANSIDE
State	CA
Zip	92057-3751
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US A1-4PER DOC07-502224&UND INT IN TR 015577
Legal Subdivision	LA COSTA VILLA
Legal Tract	015577
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 N RIVER CIR, 104, OCEANSIDE, CA 92057-3751
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 9, 2020	Grant Deed, Transfer · VA Mortgage FRONTWAVE CU
Dec 18, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 11, 2018	Quit Claim Deed, Transfer GENERATIONS ESCROW CORPORATION
Oct 11, 2018	Grant Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	202586995
Prior Transfer Date	Dec 18, 2018
Prior Transfer Doc	0000518020
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2022
Property Address	100 N RIVER CIR UNIT 104, 104, OCEANSIDE, CA 92057-3751
Document Number	0000270710
Map Reference	MAP 15577
Instrument Date	Jun 27, 2022
Instrument	2022-0270710
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	100 N RIVER CIR UNIT 104, 104, OCEANSIDE, CA 92057-3751
Investor	Possibly a Property Investor

Mortgage

Document Number	0000270711
Date	Jun 30, 2022
Instrument	2022-0270711

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	100 N RIVER CIR UNIT 104, 104, OCEANSIDE, CA 92057-3751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610519
Date	Dec 27, 2019
Instrument	2019-0610519

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	100 N RIVER CIR UNIT 104, 104, OCEANSIDE, CA 92057-3751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR 104, 104, OCEANSIDE, CA 92057-3751

Mortgage

Document Number	0000836105
Date	Dec 28, 2020
Instrument	2020-0836105

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2020
Property Address	100 N RIVER CIR UNIT 104, 104, OCEANSIDE, CA 92057-3751
Document Number	0000121464
Instrument Date	Feb 4, 2020
Instrument	121464
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR #104 OCEANSIDE CA 920573751, 104, OCEANSIDE, CA 92057-3751

Mortgage

Document Number	121465
Date	Mar 9, 2020
Instrument	121465

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2018
Property Address	100 N RIVER CIR UNIT 104, 104, OCEANSIDE, CA 92057-3751
Document Number	0000518020
Instrument Date	Dec 18, 2018
Instrument	518020
Transaction Type	Transfer
Record Updated	Dec 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	100 N RIVER CIR #104 OCEANSIDE CA 920573751, 104, OCEANSIDE, CA 92057-3751

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2018
Property Address	100 N RIVER CIR UNIT 104, 104, OCEANSIDE, CA 92057-3751
Document Number	0000423819
Instrument Date	Sep 10, 2018
Instrument	423819
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	GENERATIONS ESCROW CORPORATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3928 BEDFORD AVE OCEANSIDE CA 920563337, OCEANSIDE, CA 92056-3337

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2018
Property Address	100 N RIVER CIR UNIT 104, 104, OCEANSIDE, CA 92057-3751
Document Number	0000423820
Map Reference	MAP 15577
Instrument Date	Sep 10, 2018
Instrument	2018-0423820
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24546 CAMINO MIRABELLA, MURRIETA, CA 92562-4334

Mortgage

Document Number	0000423821
Date	Oct 11, 2018
Instrument	2018-0423821

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Nov 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,000 (+2.98%) Land $479,400 Building $132,600
2025	$6,676.00 (+10.82%)	$594,276 (+9.65%) Land $301,323 Building $292,953
2023	$6,024.00 (+39.32%)	$542,000 Land $274,000 Building $268,000
2022	$4,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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