100 N River Cir, Unit 203, Oceanside, CA 92057 Property Records

San Diego County property record for 100 N River Cir, Unit 203, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,368 sqft · built 2003
Lot Size	1.36 acres (59,458 sqft)
Owner	Individual Name on Record
Tax Bill	$4,050 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-29-07`

Property Details

APN / Parcel Number

Primary APN	`122-081-29-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	59,458 sqft
View / Lot	River
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	100 N RIVER CIR, 203
City	OCEANSIDE
State	CA
Zip	92057-3752
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US A2-3PER DOC07-502224&UND INT IN TR 015577
Legal Subdivision	LA COSTA VILLA
Legal Tract	015577
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 N RIVER CIR, 203, OCEANSIDE, CA 92057-3752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Sep 7, 2018	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
May 25, 2021	Intrafamily Transfer, Transfer · VA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021
Deed Sale	May 25, 2021
Prior Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	2021394901
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	0000394901
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	100 N RIVER CIR UNIT 203, 203, OCEANSIDE, CA 92057-3752
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR, OCEANSIDE, CA 92057-3750

Mortgage

Document Number	0000351055
Date	Sep 1, 2022
Instrument	2022-0351055

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 31, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	100 N RIVER CIR UNIT 203, 203, OCEANSIDE, CA 92057-3752
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHORNOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370591
Date	Sep 7, 2018
Instrument	2018-0370591

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 25, 2021
Property Address	100 N RIVER CIR UNIT 203, 203, OCEANSIDE, CA 92057-3752
Document Number	0000394901
Map Reference	MAP 15577
Instrument Date	May 7, 2021
Instrument	2021-0394901
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR UNIT 203, 203, OCEANSIDE, CA 92057-3752

Mortgage

Document Number	0000394902
Date	May 25, 2021
Instrument	2021-0394902

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$366,459 (+2%) Land $97,720 Building $268,739
2025	$4,050.00 (+5.19%)	$359,274 (+4.04%) Land $95,804 Building $263,470
2023	$3,850.00 (+1.53%)	$345,325 Land $92,085 Building $253,240
2022	$3,792.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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