100 N River Cir, Unit 303, Oceanside, CA 92057 Property Records

San Diego County property record for 100 N River Cir, Unit 303, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,368 sqft · built 2003
Lot Size	1.36 acres (59,458 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jan 2016)
Tax Bill	$4,136 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-29-11`

Property Details

APN / Parcel Number

Primary APN	`122-081-29-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	59,458 sqft
View / Lot	River
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	100 N RIVER CIR, 303
City	OCEANSIDE
State	CA
Zip	92057-3752
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US A3-3PER DOC07-502224&UND INT IN TR 015577
Legal Subdivision	LA COSTA VILLA
Legal Tract	015577
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

100 N River Cir, Unit 303 is owned by two individuals who acquired it in April 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4378 NAUTILUS WAY, OCEANSIDE, CA 92056-5766
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 11, 2023	Intrafamily Transfer, Transfer
May 19, 2020	Quit Claim Deed WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
May 19, 2020	Intrafamily Transfer, Transfer WFG NATIONAL TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2016 · Amount on File
Deed Sale	Jan 20, 2016 · Amount on File
Prior Sale	Jul 2, 2009 · Amount on File
Deed Document Number	201624130
Last Transfer Date	Apr 10, 2023
Transfer Doc	0000094510
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	100 N RIVER CIR UNIT 303, 303, OCEANSIDE, CA 92057-3752
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4378 NAUTILUS WAY, OCEANSIDE, CA 92056-5766

Mortgage

Document Number	0000150464
Date	Jun 9, 2023
Instrument	2023-0150464

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	100 N RIVER CIR UNIT 303, 303, OCEANSIDE, CA 92057-3752
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4678 NAUTILUS WAY #5 5, 5, OCEANSIDE, CA 92057

Mortgage

Document Number	0000236272
Date	Mar 26, 2021
Instrument	2021-0236272

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2023
Property Address	100 N RIVER CIR UNIT 303, 303, OCEANSIDE, CA 92057-3752
Document Number	0000094510
Map Reference	MAP 15577
Instrument Date	Apr 10, 2023
Instrument	2023-0094510
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4378 NAUTILUS WAY # S, S, OCEANSIDE, CA 92056-5766

May 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2020
Property Address	100 N RIVER CIR UNIT 303, 303, OCEANSIDE, CA 92057-3752
Document Number	0000254462
Instrument Date	May 14, 2020
Instrument	254462
Record Updated	May 29, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	OSUNA OCEANSIDE CA 92057, OCEANSIDE, CA 92057

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2020
Property Address	100 N RIVER CIR UNIT 303, 303, OCEANSIDE, CA 92057-3752
Document Number	0000254461
Map Reference	MAP 15577
Instrument Date	May 13, 2020
Instrument	2020-0254461
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR UNIT 303, 303, OCEANSIDE, CA 92057-3752

Tax Assessment & Valuation

The 2025 property tax bill for 100 N River Cir, Unit 303 was $4,136.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$374,308 (+2%) Land $205,266 Building $169,042
2025	$4,136.00	$366,970 Land $201,242 Building $165,728
2023	$3,932.00 (+1.52%)	$352,723 Land $193,429 Building $159,294
2022	$3,873.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 100 N River Cir, Unit 303 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 N River Cir, Unit 303 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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