100 N River Cir, Unit 102, Oceanside, CA 92057 Property Records

San Diego County property record for 100 N River Cir, Unit 102, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,368 sqft · built 2003
Lot Size	1.36 acres (59,458 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Dec 2018)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-29-02`

Property Details

APN / Parcel Number

Primary APN	`122-081-29-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	59,458 sqft
View / Lot	River
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	100 N RIVER CIR, 102
City	OCEANSIDE
State	CA
Zip	92057-3751
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US A1-2PER DOC07-502224&UND INT IN TR 015577
Legal Subdivision	LA COSTA VILLA
Legal Tract	015577
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 N RIVER CIR, 102, OCEANSIDE, CA 92057-3751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FIN INC
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA
Dec 31, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Prior Sale	Mar 21, 2016 · Amount on Record
Deed Document Number	2018534411
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	100 N RIVER CIR UNIT 102, 102, OCEANSIDE, CA 92057-3751
Document Number	0000048404
Instrument Date	Jan 19, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR #102 OCEANSIDE CA 920573751, 102, OCEANSIDE, CA 92057-3751

Mortgage

Document Number	0000048404
Date	Jan 29, 2020
Instrument	48404

Lender

Name	POINT DIGITAL FIN INC
Address	PALO ALTO, CA 94302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	100 N RIVER CIR UNIT 102, 102, OCEANSIDE, CA 92057-3751
Document Number	0000208180
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR #102 OCEANSIDE CA 920573751, 102, OCEANSIDE, CA 92057-3751

Mortgage

Document Number	0000208180
Date	May 30, 2019
Instrument	208180

Lender

Name	LOANLEADERS/AMERICA
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.05%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2018
Property Address	100 N RIVER CIR UNIT 102, 102, OCEANSIDE, CA 92057-3751
Document Number	0000534411
Instrument Date	Nov 28, 2018
Instrument	534411
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$379.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N RIVER CIR #102 OCEANSIDE CA 920573751, 102, OCEANSIDE, CA 92057-3751

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$392,544 (+2%) Land $210,513 Building $182,031
2025	$4,257.00 (+5.24%) Homeowner's exemption	$384,848 (+4.04%) Land $206,386 Building $178,462
2023	$4,045.00 (+1.58%) Homeowner's exemption	$369,906 Land $198,373 Building $171,533
2022	$3,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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