10 Luminosa, Lake Forest, CA 92630 Property Records

Orange County property record for 10 Luminosa, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 4,380 sqft · built 2022
Lot Size	0.118 acres (5,159 sqft)
Owner	Individual Name on Record
Last Sale	$1,754,500 (Jun 2022)
Tax Bill	$19,750 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-731-14`

Property Details

APN / Parcel Number

Primary APN	`610-731-14`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Building Area	4,380 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	5,159 sqft (0.118 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10 LUMINOSA
City	LAKE FOREST
State	CA
Zip	92630-7032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15594 BLK LOT 13
Legal Tract	15594
Legal Lot Number	13
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2003
Census Tract	52425

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 LUMINOSA, LAKE FOREST, CA 92630-7032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 17, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NEXERA HOLDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	2022000218623
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10 LUMINOSA, LAKE FOREST, CA 92630-7032
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LUMINOSA, LAKE FOREST, CA 92630-7032

Mortgage

Document Number	0000000114
Date	Jan 3, 2023
Instrument	2023000000114

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 17, 2022
Property Address	10 LUMINOSA, LAKE FOREST, CA 92630-7032
Document Number	0000218623
Map Reference	MB 984 PG 1-11
Instrument Date	May 31, 2022
Instrument	2022000218623
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LUMINOSA, LAKE FOREST, CA 92630-7032

Mortgage

Document Number	0000218624
Date	Jun 17, 2022
Instrument	2022000218624

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,750.00 (+5.68%)	$1,886,941 (+5.44%) Land $724,303 Building $1,162,638
2023	$18,689.00 (+274.9%)	$1,789,523 Land $696,177 Building $1,093,346
2022	$4,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks, T-Mobile.

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