18 Luminosa, Lake Forest, CA 92630 Property Records

Orange County property record for 18 Luminosa, Lake Forest, CA 92630

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,329 sqft · built 2022
Lot Size0.138 acres (6,012 sqft)
OwnerIndividual Name on File
Last Sale$1,477,000 (Jul 2022)
Tax Bill$16,456 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN610-731-18

Property Details

APN / Parcel Number

Primary APN610-731-18

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Building Area3,329 sqft Living Area

Exterior

Year BuiltBuilt 2022
Lot Area6,012 sqft (0.138 acres)
Garage Area427 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Location & Zoning

Street Address18 LUMINOSA
CityLAKE FOREST
StateCA
Zip92630-7032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15594 BLK LOT 17
Legal Tract15594
Legal Lot Number17
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group2
Census Block2003
Census Tract52425

Owner

18 Luminosa is owned and occupied by an individual who bought it in July 2022.

Source: Orange County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Mailing Address18 LUMINOSA, LAKE FOREST, CA 92630-7032
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2022 · Amount on File
Deed SaleJul 12, 2022 · Amount on File
Deed Document Number2022000244334
Record UpdatedJun 8, 2026

July 2022: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateJul 12, 2022
Property Address18 LUMINOSA, LAKE FOREST, CA 92630-7032
Document Number0000244334
Map ReferenceMB 984 PG 1-11
Instrument DateJul 5, 2022
Instrument2022000244334
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 12, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 LUMINOSA, LAKE FOREST, CA 92630-7032

Mortgage

Document Number0000244335
DateJul 12, 2022
Instrument2022000244335
Lender
NamePACIFIC CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateAug 1, 2027
Min Rate At Change3.62%
Max Rate At Change7%
IndexOther
Max Rate7%

Tax Assessment & Valuation

The 2025 property tax bill for 18 Luminosa was $16,456 with a homeowner's exemption.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$16,456.00 Homeowner's exemption$1,575,815 Land $666,630 Building $909,185
2023$15,181.00 (+204.53%) Homeowner's exemption$1,456,625 Land $640,744 Building $815,881
2022$4,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Luminosa in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Luminosa is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks, T-Mobile.

Nearby Properties on Luminosa

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