5 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 5 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,200 sqft · built 1989
Lot Size	0.074 acres (3,230 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Aug 2015)
Tax Bill	$8,311 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`690-591-55`

Property Details

APN / Parcel Number

Primary APN	`690-591-55`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 1989
Lot Area	3,230 sqft (0.074 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 86
Legal Tract	12883
Legal Lot Number	86
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2009
Census Tract	42109

Owner

Source: Orange County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 FINCA, SAN CLEMENTE, CA 92672-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2015 · Amount on Record
Deed Sale	Aug 26, 2015 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	2015000443602
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 FINCA, SAN CLEMENTE, CA 92672-9410
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FINCA, SAN CLEMENTE, CA 92672-9410

Mortgage

Document Number	0000629244
Date	Oct 14, 2021
Instrument	2021000629244

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 FINCA, SAN CLEMENTE, CA 92672-9410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000340680
Date	Sep 10, 2019
Instrument	2019000340680

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,311.00 (+3.9%)	$821,931 (+4.04%) Land $566,562 Building $255,369
2023	$7,999.00 (+1.94%)	$790,015 Land $544,562 Building $245,453
2022	$7,847.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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