6 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 6 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,206 sqft · built 1989
Lot Size	0.079 acres (3,420 sqft)
Owner	Trust Name on File
Last Sale	$229,000 (May 1999)
Tax Bill	$3,572 (2025)
Deeds & Mortgages	Feb 2022 Transfer Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`690-592-17`

Property Details

APN / Parcel Number

Primary APN	`690-592-17`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
Gross Area	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Stucco
Roof Material	Tile
Lot Area	3,420 sqft (0.079 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 12883 BLK LOT 172
Legal Subdivision	89-009
Legal Tract	12883
Legal Lot Number	172
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42109

Owner

6 Finca is owner-occupied and held in a trust since February 2022.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	6 FINCA, SAN CLEMENTE, CA 92672-9412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Intrafamily Transfer, Transfer
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT FINANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 1999 · Amount on File
Deed Sale	May 3, 1999 · Amount on File
Prior Sale	Nov 18, 1997 · Amount on File
Deed Document Number	1999322315
Last Transfer Date	Feb 1, 2022
Transfer Doc	0000063403
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2022
Property Address	6 FINCA, SAN CLEMENTE, CA 92672-9412
Document Number	0000063403
Map Reference	DOC 89-210806
Instrument Date	Feb 1, 2022
Instrument	2022000063403
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FINCA, SAN CLEMENTE, CA 92672-9412

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6 FINCA, SAN CLEMENTE, CA 92672-9412
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FINCA, SAN CLEMENTE, CA 92672-9412

Mortgage

Document Number	0000261209
Date	Apr 19, 2021
Instrument	2021000261209

Lender

Name	DIRECT FINANCE
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6 Finca was $3,572 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$366,178 (+2%) Land $204,635 Building $161,543
2025	$3,572.00 Homeowner's exemption	$358,999 Land $200,623 Building $158,376
2023	$3,435.00 (+1.96%) Homeowner's exemption	$345,059 Land $192,832 Building $152,227
2022	$3,369.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6 Finca in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Finca is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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