10 Eastern Ave, Watervliet, NY 12189 Property Records

Albany County and Colonie Town property record for 10 Eastern Ave, Watervliet, NY 12189

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1949
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Jul 2018)
Tax Bill	$3,397 (2026)
Deeds & Mortgages	Jul 2018 Sale Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 32.1-3-21`

Property Details

APN / Parcel Number

Primary APN	`012689 32.1-3-21`
Alternative APNs	`268903200100030210000000` `03200100030210000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03200100030210000000
Street Address	10 EASTERN AVE
City	WATERVLIET
State	NY
Zip	12189-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 142-3-4-PT/145 N-18 E-EASTERN AVE C-38-07
Legal Subdivision	FAIRVIEW HEIGHTS
Legal Block	3
Legal Lot Number	21.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2012
Census Tract	13509

Owner

10 Eastern Ave is owned and occupied by an individual who bought it in July 2018.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	10 EASTERN AVE, WATERVLIET, NY 12189-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Grant Deed, Transfer
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Aug 28, 2014 · Amount on File
Deed Document Number	201814536
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 3, 2018
Property Address	10 EASTERN AVE, WATERVLIET, NY 12189-1614
Document Number	0020184536
Book / Page	002018 / 014536
Instrument Date	Jun 27, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 EASTERN AVE WATERVLIET NY 121891614, WATERVLIET, NY 12189-1614

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 3, 2018
Property Address	10 EASTERN AVE, WATERVLIET, NY 12189-1614
Document Number	0000004536
Map Reference	DR28 MAP836
Instrument Date	Jun 27, 2018
Instrument	R2018-14536
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 EASTERN AVE, 10, WATERVLIET, NY 12189-1614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 SPARROWBUSH RD S, LATHAM, NY 12110-1842

Mortgage

Document Number	0000004537
Date	Jul 3, 2018
Instrument	R2018-14537

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 10 Eastern Ave was $3,397, down 6.2% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,397.00 (-6.21%)
2025	$3,622.00	$80,000 Land $20,000 Building $60,000	$183,100 Land $45,775 Building $137,325
2023		$80,000 (-) Land $20,000 Building $60,000	$156,900 (+9.34%) Land $39,225 Building $117,675
2022		$80,000 Land $20,000 Building $60,000	$143,498 Land $35,874 Building $107,624
2021	$3,342.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Eastern Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Eastern Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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