2 Eastern Ave, Watervliet, NY 12189 Property Records

Albany County and Colonie Town property record for 2 Eastern Ave, Watervliet, NY 12189

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,862 sqft · built 1934
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Mar 2022)
Tax Bill	$4,020 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 32.1-3-18`

Property Details

APN / Parcel Number

Primary APN	`012689 32.1-3-18`
Alternative APNs	`268903200100030180000000` `03200100030180000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Total Area
1st Floor Area	1,064 sqft
Upper Floors Area	798 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03200100030180000000
Street Address	2 EASTERN AVE
City	WATERVLIET
State	NY
Zip	12189-1614
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	04 - FARM
Legal Description	4'OF154-ALL 155-6 & PT 15 N-4 E-EASTERN AV C-49-66
Legal Subdivision	2 EASTERN AVE
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2012
Census Tract	13509

Owner

2 Eastern Ave, a duplex, is owned and occupied by an individual who bought it in March 2022.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2 EASTERN AVE, WATERVLIET, NY 12189-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PREMIUM MORTGAGE CORP
Mar 2, 2017	Deed of Trust, Mortgage · FHA Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Prior Sale	Apr 30, 2012 · Amount on File
Deed Document Number	20226879
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2 EASTERN AVE, WATERVLIET, NY 12189-1614
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 S PINE AVE, ALBANY, NY 12208-2214

Mortgage

Document Number	0000000880
Date	Mar 14, 2022
Instrument	R2022-6880

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	BURDETT, NY 14818

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2 EASTERN AVE, WATERVLIET, NY 12189-1614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005533
Date	Mar 2, 2017
Instrument	R2017-05533

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2 Eastern Ave was $4,020, down 14.7% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,020.00 (-14.69%)
2025	$4,712.00	$92,000 Land $18,400 Building $73,600	$210,500 Land $42,100 Building $168,400
2023		$92,000 (-) Land $18,400 Building $73,600	$180,400 (+9.32%) Land $36,080 Building $144,320
2022		$92,000 Land $18,400 Building $73,600	$165,022 Land $33,004 Building $132,018
2021	$4,052.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Eastern Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Eastern Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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