20 Eastern Ave, Watervliet, NY 12189 Property Records

Albany County and Colonie Town property record for 20 Eastern Ave, Watervliet, NY 12189

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,382 sqft · built 1952
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Feb 2023)
Tax Bill	$3,601 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 32.1-3-24`

Property Details

APN / Parcel Number

Primary APN	`012689 32.1-3-24`
Alternative APNs	`268903200100030240000000` `03200100030240000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	940 sqft
Upper Floors Area	442 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	Raised
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	80 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03200100030240000000
Street Address	20 EASTERN AVE
City	WATERVLIET
State	NY
Zip	12189-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LF EST MASELLI BETTY N-22 E-EASTERN AV C-8-75.9
Legal Subdivision	FAIRVIEW HEIGHTS
Legal Block	3
Legal Lot Number	24.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2013
Census Tract	13509

Owner

20 Eastern Ave is owned by an individual who bought it in February 2023.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	56 KNIGHTS BRG, GUILDERLAND, NY 12084-9027
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Feb 15, 2023	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage BROADVIEW FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on File
Deed Sale	Feb 15, 2023 · Amount on File
Prior Sale	Jul 25, 2022 · Amount on File
Deed Document Number	20233407
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 8, 2025
Property Address	20 EASTERN AVE, WATERVLIET, NY 12189-1617
Document Number	0000008320
Map Reference	MB 28 PG 836
Instrument Date	Sep 20, 2025
Instrument	R2025-18320
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CATIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 EASTERN AVE, WATERVLIET, NY 12189-1617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 KNIGHTS BRG, GUILDERLAND, NY 12084-9027

Mortgage

Document Number	0000008321
Date	Oct 8, 2025
Instrument	R2025-18321

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Feb 15, 2023
Property Address	20 EASTERN AVE, WATERVLIET, NY 12189-1617
Document Number	0000000407
Map Reference	MB 28 PG 836
Instrument Date	Feb 6, 2023
Instrument	R2023-3407
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 N LYONS AVE, ALBANY, NY 12204-2203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 WILTON GANSEVOORT RD, GANSEVOORT, NY 12831-1238

Mortgage

Document Number	0000000408
Date	Feb 15, 2023
Instrument	R2023-3408

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 20 Eastern Ave was $3,601, down 5.8% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,601.00 (-5.83%)
2025	$3,824.00	$85,000 (-) Land $21,300 Building $63,700	$194,500 (+9.84%) Land $48,739 Building $145,761
2024		$85,000 (-) Land $21,300 Building $63,700	$177,083 (+6.23%) Land $44,375 Building $132,708
2023		$85,000 (-) Land $21,300 Building $63,700	$166,700 (+9.34%) Land $41,773 Building $124,927
2022		$85,000 Land $21,300 Building $63,700	$152,466 Land $38,206 Building $114,260
2021	$3,353.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Eastern Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Eastern Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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