11 Eastern Ave, Watervliet, NY 12189 Property Records

Albany County and Colonie Town property record for 11 Eastern Ave, Watervliet, NY 12189

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Aug 1996)
Tax Bill	$2,904 (2026)
Deeds & Mortgages	Aug 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 32.1-3-52`

Property Details

APN / Parcel Number

Primary APN	`012689 32.1-3-52`
Alternative APNs	`268903200100030520000000` `03200100030520000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	111 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03200100030520000000
Street Address	11 EASTERN AVE
City	WATERVLIET
State	NY
Zip	12189-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 18-19-20-21 N-15 E-27 C-50-36
Legal Subdivision	FAIRVIEW HEIGHTS
Legal Block	3
Legal Lot Number	52.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2012
Census Tract	13509

Owner

11 Eastern Ave is owned and occupied by an individual who bought it in August 1996.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	11 EASTERN AVE, WATERVLIET, NY 12189-1615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 1996 · Amount on File
Deed Sale	Aug 2, 1996 · Amount on File
Deed Book / Page	2561 / 496
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	11 EASTERN AVE, WATERVLIET, NY 12189-1615
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 EASTERN AVE, WATERVLIET, NY 12189-1615

Mortgage

Document Number	0000008395
Date	Aug 5, 2022
Instrument	R2022-18395

Lender

Name	PIONEER BANK
Type	Bank
Address	ALBANY, NY 12211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jul 11, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	11 EASTERN AVE, WATERVLIET, NY 12189-1615
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003489
Date	May 4, 2021
Instrument	R2021-13489

Lender

Name	PIONEER BANK
Type	Bank
Address	12111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 21, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 11 Eastern Ave was $2,904 with exemptions applied, up 49% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,904.00 (+49%) Homeowner's exemption Senior Citizen's exemption
2025	$1,949.00 Homeowner's exemption Senior Citizen's exemption	$75,000 Land $18,800 Building $56,200	$171,600 Land $43,014 Building $128,586
2023		$75,000 (-) Land $18,800 Building $56,200	$147,100 (+9.34%) Land $36,873 Building $110,227
2022		$75,000 Land $18,800 Building $56,200	$134,529 Land $33,722 Building $100,807
2021	$2,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Eastern Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Eastern Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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