10 Beech Tree Ln, Pelham, NY 10803 Property Records

Westchester County and New Rochelle City property record for 10 Beech Tree Ln, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,304 sqft · built 1928
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,215,000 (Aug 2024)
Tax Bill	$50,771 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551000 6-2045-0007`

Property Details

APN / Parcel Number

Primary APN	`551000 6-2045-0007`
Alternative APN	`5510000060002045000007`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,304 sqft Living Area
1st Floor Area	1,878 sqft
2nd Floor Area	1,426 sqft
Attic	Attic
Attic Area	713 sqft
Basement Area	826 sqft
Finished Basement	826 sqft
Unfinished Basement	826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Other
Exterior Material	Stucco
Lot Area	25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 BEECH TREE LN
City	PELHAM
State	NY
Zip	10803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2045
Legal Lot Number	0.007
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW ROCHELLE
Census Block Group	1
Census Block	1016
Census Tract	6700

Owner

Source: Westchester County and New Rochelle City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1026 ESSEX ST, BANGOR, ME 04401-2604
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Bargain and Sale Deed, Transfer THOROUGHBRED TITLE LLC, THOROUGHBRED TITLE
Oct 25, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Oct 25, 2021 · Amount on Record
Deed Document Number	20243390
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 29, 2026
Property Address	10 BEECH TREE LN, PELHAM, NY 10803
Document Number	0000003101
Instrument Date	Jul 27, 2026
Instrument	20263101
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	THOROUGHBRED TITLE LLC, THOROUGHBRED TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BEECHTREE DR, LARCHMONT, NY 10538-1202

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 25, 2021
Property Address	10 BEECH TREE LN, PELHAM, NY 10803
Document Number	0612854103
Instrument Date	Oct 15, 2021
Instrument	612854103
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	JUDICIAL TITLE INSURANCE COMPANY, JUDICIAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 BEECHTREE DR, 10, LARCHMONT, NY 10538-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60 HAMPSHIRE RD, BRONXVILLE, NY 10708-5820

Mortgage

Document Number	0612953345
Date	Oct 25, 2021
Instrument	612953345

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	3.87%
Index	Other
Max Rate	6.87%

Tax Assessment & Valuation

Source: Westchester County and New Rochelle City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	New Rochelle City
Unified School District	New Rochelle City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50,771.00	$36,900 (-) Land $8,850 Building $28,050	$2,005,435 (+4.89%) Land $480,978 Building $1,524,457
2024		$36,900 (-) Land $8,850 Building $28,050	$1,911,917 (+0.52%) Land $458,549 Building $1,453,368
2023		$36,900 Land $8,850 Building $28,050	$1,902,062 Land $456,186 Building $1,445,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	32 (1978–2023)
Claims Outside the SFHA	24 of 32
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 4 claims Remnants Of Hurricane Ida, Sep 2021 · 7 claims Coastal Storms & Flooding, Apr 1984 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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