Flagler County property record for 1 Pine Bluff Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,226 sqft · built 2002 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,000 (Oct 2001) |
| Tax Bill | $2,321 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7026-00520-0010 |
| Primary APN | 07-11-31-7026-00520-0010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,226 sqft Living Area |
| Gross Area | 3,152 sqft |
| 1st Floor Area | 2,226 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,765 sqft (0.316 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Pool Area | 390 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1 PINE BLUFF LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 26 BL 52 LT 1 OR 553 PG 1539 OR 653 PG 218 OR 772 PG 691 OR 814 PG 1777 OR 845 PG 1582 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 52 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 60213 |
Source: Flagler County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 PINE BLUFF LN, PALM COAST, FL 32164-4842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2001 · Amount on Record |
| Deed Sale | Oct 4, 2001 · Amount on Record |
| Prior Sale | May 11, 1999 · Amount on Record |
| Deed Book / Page | 772 / 691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 1 PINE BLUFF LN, PALM COAST, FL 32164-4842 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1 PINE BLUFF LN, PALM COAST, FL 32164-4842 |
| Document Number | 0028961166 |
|---|---|
| Date | Aug 28, 2024 |
| Book Page | 2896/1166 |
| Instrument | 2024036637 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2049 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,321.00 (+2.79%) Homeowner's exemption Disabled Person's exemption | $175,884 (+5.99%) | $326,033 (-0.56%) Land $53,500 Building $272,533 |
| 2024 | $2,258.00 (+3.11%) | ||
| 2023 | $2,190.00 (-2.19%) Homeowner's exemption Disabled Person's exemption | $165,949 (+3.13%) | $327,878 (+8.72%) Land $42,500 Building $285,378 |
| 2022 | $2,239.00 Homeowner's exemption Disabled Person's exemption | $160,911 | $301,575 Land $44,500 Building $257,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 75 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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