9 Pine Bluff Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 9 Pine Bluff Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,862 sqft · built 2022
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,990 (Nov 2022)
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00520-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00520-0050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9 PINE BLUFF LN
City	PALM COAST
State	FL
Zip	32164-4842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 26 BLOCK 00052 LOT 0005 SUBDIVISION COMPLETION YEAR 1980 OR 228 PG 249 OR 366 PG 160 OR 894 PG 821 OR 1701/1366 OR 2101/1254
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	52
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1024
Census Tract	60213

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 PINE BLUFF LN, PALM COAST, FL 32164-4842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VYSTAR CU
Feb 22, 2022	Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC
Nov 9, 2021	Warranty Deed, Transfer VETERANS TITLE INC, VETERANS TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	202252882
Deed Book / Page	2732 / 1183
Prior Transfer Date	Dec 5, 2015
Prior Transfer Doc	0021011254
Record Updated	Jun 8, 2026

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 3, 2022
Property Address	9 PINE BLUFF LN, PALM COAST, FL 32164-4842
Document Number	0027321183
Book / Page	2732 / 1183
Map Reference	MB 9 PG 20-35
Instrument Date	Oct 28, 2022
Instrument	2022052882
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9 PINE BLUFF LN, PALM COAST, FL 32164-4842

Mortgage

Document Number	0027321184
Date	Nov 3, 2022
Instrument	2732/1184

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 22, 2022
Property Address	9 PINE BLUFF LN, PALM COAST, FL 32164-4842
Document Number	0026601257
Book / Page	2660 / 1257
Map Reference	MB 9 PG 51-66
Instrument Date	Feb 17, 2022
Instrument	2022009386
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Tax	$1,568.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 POINT PL, PALM COAST, FL 32164-6763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 RACE TRACK RD # 100, 100, SAINT JOHNS, FL 32259-2084

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 9, 2021
Property Address	9 PINE BLUFF LN, PALM COAST, FL 32164-4842
Document Number	0026260528
Book / Page	2626 / 528
Map Reference	MB 9 PG 30
Instrument Date	Nov 5, 2021
Instrument	2021061862
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	VETERANS TITLE INC, VETERANS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4990 SHAFFER MILL RD, MANCHESTER, MD 21102-3034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 POINT PL, PALM COAST, FL 32164-6763
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,238.00 (-1.14%) Homeowner's exemption	$276,345 (+0.64%) Land $53,000 Building $223,345	$276,345 (+0.64%) Land $53,000 Building $223,345
2024	$4,287.00 (-0.19%)
2023	$4,295.00 (+413.14%) Homeowner's exemption	$274,581 (+524.05%) Land $42,000 Building $232,581	$274,581 (+524.05%) Land $42,000 Building $232,581
2022	$837.00	$44,000 Land $44,000	$44,000 Land $44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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