Flagler County property record for 7 Pine Bluff Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 2003 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $113,100 (Jun 2003) |
| Tax Bill | $1,567 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7026-00520-0040 |
| Primary APN | 07-11-31-7026-00520-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 1,750 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7 PINE BLUFF LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 26 BLOCK 00052 LOT 0004 SUBDIVISION COMPLETION YEAR 1980 OR 184 PG 549 OR 810 PG 1176 OR 947 PG 1032 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 52 |
| Legal Lot Number | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 60213 |
7 Pine Bluff Ln is owned and occupied by two individuals who acquired it in June 2018.
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 PINE BLUFF LN, PALM COAST, FL 32164-4842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2003 · Amount on File |
| Deed Sale | Jun 24, 2003 · Amount on File |
| Prior Sale | Mar 22, 2002 · Amount on File |
| Deed Book / Page | 947 / 1032 |
| Last Transfer Date | Jun 14, 2018 |
| Transfer Doc | 0022860267 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 PINE BLUFF LN, PALM COAST, FL 32164-4842 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0025891487 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 2589/1487 |
| Instrument | 2021041763 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 PINE BLUFF LN, PALM COAST, FL 32164-4842 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0027100850 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 2710/850 |
| Instrument | 2022038937 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 PINE BLUFF LN, PALM COAST, FL 32164-4842 |
| Document Number | 0023491042 |
| Instrument Date | Apr 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 PINE BLUFF LN PALM COAST FL 321644842, PALM COAST, FL 32164-4842 |
| Document Number | 0023491042 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 002349/001042 |
| Instrument | 13831 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 21, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 PINE BLUFF LN, PALM COAST, FL 32164-4842 |
| Document Number | 0022880887 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 PINE BLUFF LN PALM COAST FL 321644842, PALM COAST, FL 32164-4842 |
| Document Number | 0022880887 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 002288/000887 |
| Instrument | 23599 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 25, 2033 |
The 2025 property tax bill for 7 Pine Bluff Ln was $1,567 with a homeowner's exemption, up 3% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,567.00 (+2.96%) Homeowner's exemption | $129,397 | $256,301 Land $53,000 Building $203,301 |
| 2024 | $1,522.00 (+3.54%) | ||
| 2023 | $1,470.00 (+1.94%) Homeowner's exemption | $122,089 (+3%) | $256,646 (+8.47%) Land $42,000 Building $214,646 |
| 2022 | $1,442.00 Homeowner's exemption | $118,533 | $236,614 Land $44,000 Building $192,614 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Pine Bluff Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 75 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Pine Bluff Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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