Flagler County property record for 10 Pine Bluff Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,702 sqft · built 2002 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $344,000 (May 2022) |
| Tax Bill | $4,275 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7026-00510-0200 |
| Primary APN | 07-11-31-7026-00510-0200 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,133 sqft |
| 1st Floor Area | 1,702 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,629 sqft (0.244 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10 PINE BLUFF LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-4843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 26 BLOCK 00051 LOT 0020 SUBDIVISION COMPLETION YEAR 1980 OR 440 PG 1552 OR 490 PG 1847 OR 774 PG 1263 OR 859 PG 405 OR 1614 PG 458 OR 2079/1681 OR 2079/1687 OR 2341/1101 OR 2409/812 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 51 |
| Legal Lot Number | 20 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 60213 |
10 Pine Bluff Ln is owned and occupied by two individuals who bought it in May 2022.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PINE BLUFF LN, PALM COAST, FL 32164-4843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| May 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 4, 2022 | Warranty Deed, Transfer TITLE PROS LLC, TITLE ROOT LLC |
| Dec 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage COVENANT CLOSING & TTL SVCS |
| Mar 15, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on File |
| Deed Sale | May 16, 2022 · Amount on File |
| Prior Sale | Jan 4, 2022 · Amount on File |
| Deed Document Number | 202225278 |
| Deed Book / Page | 2687 / 1256 |
| Prior Transfer Date | Feb 28, 2019 |
| Prior Transfer Doc | 0023411101 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 10 PINE BLUFF LN, PALM COAST, FL 32164-4843 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10 PINE BLUFF LN, PALM COAST, FL 32164-4843 |
| Document Number | 0028370374 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 2837/374 |
| Instrument | 2024000205 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Jan 2, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 16, 2022 |
| Property Address | 10 PINE BLUFF LN, PALM COAST, FL 32164-4843 |
| Document Number | 0026871256 |
| Book / Page | 2687 / 1256 |
| Map Reference | MB 9 PG 20 |
| Instrument Date | May 9, 2022 |
| Instrument | 2022025278 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | TITLE PROS LLC, TITLE ROOT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 WISTERIA DR, ORMOND BEACH, FL 32176-2408 |
| Name | Verified Name |
|---|---|
| Address | 260 KENBROOK WAY APT 208, 208, DAVENPORT, FL 33896-5536 |
| Document Number | 0026871258 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2687/1258 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 4, 2022 |
| Property Address | 10 PINE BLUFF LN, PALM COAST, FL 32164-4843 |
| Document Number | 0026450832 |
| Book / Page | 2645 / 832 |
| Map Reference | MB 9 PG 20-35 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 2022000673 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | TITLE PROS LLC, TITLE ROOT LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 PINE BLUFF LN, PALM COAST, FL 32164-4843 |
| Name | Verified Name |
|---|---|
| Address | 30 WISTERIA DR, ORMOND BEACH, FL 32176-2408 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 10 PINE BLUFF LN, PALM COAST, FL 32164-4843 |
| Document Number | 0024090812 |
| Book / Page | 2409 / 0812 |
| Map Reference | MB 9 PG 20-35 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2019048667 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | COVENANT CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 RYDING LN, 10, PALM COAST, FL 32164-6000 |
| Name | Verified Name |
|---|---|
| Address | 10 RYDING LN, PALM COAST, FL 32164-6000 |
| Document Number | 0000000000 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 2409-0814 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 10 PINE BLUFF LN, PALM COAST, FL 32164-4843 |
| Document Number | 0023411101 |
| Book / Page | 002341 / 001101 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 8941 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10 RYDING LN PALM COAST FL 321646000, PALM COAST, FL 32164-6000 |
The 2025 property tax bill for 10 Pine Bluff Ln was $4,275 with a homeowner's exemption, up 0.8% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,275.00 (+0.78%) Homeowner's exemption | $278,424 Land $53,000 Building $225,424 | $278,424 Land $53,000 Building $225,424 |
| 2024 | $4,242.00 (+13.45%) | ||
| 2023 | $3,739.00 (+393.92%) Homeowner's exemption | $244,546 (+109.84%) Land $42,000 Building $202,546 | $244,546 (+3.63%) Land $42,000 Building $202,546 |
| 2022 | $757.00 Homeowner's exemption Additional exemption filed | $116,542 | $235,986 Land $44,000 Building $191,986 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10 Pine Bluff Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 75 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Pine Bluff Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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