Erie County and West Seneca Town property record for 1 Naples Dr, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,688 sqft · built 1978 |
| Lot Size | 0.23 acres (9,975 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Sep 2018) |
| Tax Bill | $5,257 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-054-200 |
| Primary APN | 31-054-200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 9,975 sqft (0.23 acres) |
| Lot Dimensions | 75 ft deep x 133 ft wide |
| Garage Type | Basement |
| Pool Type | In-Ground Vinyl Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 31-054-200 |
|---|---|
| Street Address | 1 NAPLES DR |
| City | BUFFALO |
| State | NY |
| Zip | 14224-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | MC-2341 SL-40 (FL-389) WESTWOOD ACRES S/D 133.34 X 75 (CORNER LOT) |
| Legal Subdivision | BUFALLO CREEK RESERVATION |
| Legal Block | 4 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 17302 |
1 Naples Dr is owned and occupied by an individual who bought it in September 2018.
Source: Erie County and West Seneca Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 NAPLES DR, BUFFALO, NY 14224-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Jun 16, 2020 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Sep 20, 2019 | Loan Modification, Mortgage · VA Mortgage MR COOPER |
| Sep 20, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Sep 12, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on File |
| Deed Sale | Sep 12, 2018 · Amount on File |
| Prior Sale | Dec 14, 2007 · Amount on File |
| Deed Document Number | 2018182057 |
| Deed Book / Page | 11334 / 3424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 1 NAPLES DR, BUFFALO, NY 14224-4406 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1 NAPLES DR, WEST SENECA, NY 14224-4406 |
| Document Number | 0140482425 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 14048/2425 |
| Instrument | 2022072463 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 1 NAPLES DR, BUFFALO, NY 14224-4406 |
| Document Number | 0139456287 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1 NAPLES DR BUFFALO NY 142244406, BUFFALO, NY 14224-4406 |
| Document Number | 0139456287 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 013945/006287 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 1 NAPLES DR, BUFFALO, NY 14224-4406 |
| Document Number | 0113512144 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1 NAPLES DR BUFFALO NY 142244406, BUFFALO, NY 14224-4406 |
| Document Number | 0113512144 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 011351/002144 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 1 NAPLES DR, BUFFALO, NY 14224-4406 |
| Document Number | 0139146425 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1 NAPLES DR BUFFALO NY 142244406, BUFFALO, NY 14224-4406 |
| Document Number | 0139146425 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 013914/006425 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 12, 2018 |
| Property Address | 1 NAPLES DR, BUFFALO, NY 14224-4406 |
| Document Number | 0113343424 |
| Book / Page | 11334 / 3424 |
| Map Reference | MAP2341 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 2018182057 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 NAPLES DR, 1, BUFFALO, NY 14224-4406 |
| Name | Verified Name |
|---|---|
| Address | 2269 CLINTON ST APT 3, 3, BUFFALO, NY 14206-3446 |
The 2026 property tax bill for 1 Naples Dr was $5,257 with exemptions applied, down 21.3% from the year before.
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | Orchard Park Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,257.00 (-21.27%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $6,677.00 (+60.24%) | $61,500 (-) Land $9,800 Building $51,700 | $256,300 (+4.19%) Land $40,841 Building $215,459 |
| 2024 | $4,167.00 Disabled Person's exemption Veteran's exemption | $61,500 (-) Land $9,800 Building $51,700 | $246,000 (+4%) Land $39,200 Building $206,800 |
| 2023 | $61,500 Land $9,800 Building $51,700 | $236,538 Land $37,692 Building $198,846 | |
| 2019 | $4,784.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1 Naples Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Naples Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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