Monroe County property record for 1 Harbor Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,185 sqft · built 1954 |
| Lot Size | 0.452 acres (19,707 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $42,000 (Jun 1982) |
| Tax Bill | $2,394 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00529610-000000 |
| Primary APN | 00529610-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,185 sqft Living Area |
| 1st Floor Area | 1,185 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 19,707 sqft (0.452 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 387 sqft |
| Patio Area | 503 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1648841 |
|---|---|
| Old Parcel Number | 28613900529610000000 |
| Street Address | 1 HARBOR DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 30 LOT 66 & LOTS 1-2 AMD PLAT OF KEY LARGO PARK KEY LARGO SUNSET WATERWAY PB4-31 OR121-585/88 OR343-282 OR419-696 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | KEY LARGO PARK AMD |
| Legal Block | 30 |
| Legal Lot Number | 1-2,66 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 HARBOR DR, KEY LARGO, FL 33037-2563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1982 · Amount on Record |
| Deed Sale | Jun 1, 1982 · Amount on Record |
| Deed Document Number | 0008591510 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $249,667 (+5.99%) | $1,052,118 (+2.1%) Land $853,678 Building $198,440 | |
| 2024 | $2,394.00 (+5.74%) | ||
| 2023 | $2,264.00 (+5.06%) Homeowner's exemption | $235,565 (+3%) | $1,030,484 (+14.9%) Land $846,534 Building $183,950 |
| 2022 | $2,155.00 Homeowner's exemption | $228,704 | $896,830 Land $710,803 Building $186,027 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 147 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 151 units insured incl. 4 condo units |
| Nearby Flood Claims | 160 (1979–2022) |
| Claims Outside the SFHA | 3 of 160 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures