21 Harbor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 21 Harbor Dr, Key Largo, FL 33037

Property Summary

Property TypeResidential Vacant Land
Lot Size0.137 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$350,000 (Oct 2024)
Tax Bill$2,051 (2024)
Deeds & MortgagesOct 2024 Sale
Flood ZoneZone AE (high risk)
APN00530060-000000

Property Details

APN / Parcel Number

Primary APN00530060-000000
Alternative APNs
  • 28613900530060000000
  • 1649287

Exterior

Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide

Location & Zoning

Account Number1649287
Old Parcel Number28613900530060000000
Street Address21 HARBOR DR
CityKEY LARGO
StateFL
Zip33037-2563
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBK 3 LT 10 SUNSET WATERWAYS PB4-31 KEY LARGO OR537-797 OR813-1262 OR894-921 OR1595-2421
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionSUNSET WATERWAYS
Legal Block3
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1023
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

21 Harbor Dr, residential vacant land, is owned by a company that bought it in October 2024.

Source: Monroe County records, as of December 5, 2025

Owner of RecordCompany Name on File
Mailing Address15360 SW 148TH TER, MIAMI, FL 33196-2830
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2024 · Amount on File
Deed SaleOct 22, 2024 · Amount on File
Prior SaleSep 13, 1999 · Amount on File
Deed Document Number2478250
Deed Book / Page3297 / 278
Record UpdatedJun 8, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 22, 2024
Property Address21 HARBOR DR, KEY LARGO, FL 33037-2563
Document Number0032970278
Book / Page3297 / 278
Map ReferenceMB 4 PG 31
Instrument DateOct 11, 2024
Instrument2478250
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyFLAMINGO TITLE SERVICES INC

Transaction

AmountAmount on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12803 BRANDON GREEN CT, COLESVILLE, MD 20904-3569

Transferred To (Grantee/Buyer)

NameVerified Name
Address15360 SW 148TH TER, MIAMI, FL 33196-2830

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$348,840 Land $348,840$348,840 Land $348,840
2024$2,051.00 (+0.49%)
2023$2,041.00 (+10.26%)$497,610 (+13.67%) Land $497,610$497,610 (+13.67%) Land $497,610
2022$1,851.00$437,760 Land $437,760$437,760 Land $437,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 147 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies151 units insured
incl. 4 condo units
Nearby Flood Claims160 (1979–2022)
Claims Outside the SFHA3 of 160
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 75 claims
  • Hurricane Irene, Oct 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Harbor Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Harbor Dr

Nearby Streets

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