1. Home
  2. Florida
  3. Monroe County
  4. Key Largo
  5. Harbor Dr

27 Harbor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 27 Harbor Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,456 sqft · built 1998
Lot Size0.223 acres (9,698 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Dec 2014)
Tax Bill$6,844 (2024)
Deeds & MortgagesJul 2017 Transfer
Flood ZoneZone AE (high risk)
APN00530090-000000

Property Details

APN / Parcel Number

Primary APN00530090-000000
Alternative APNs
  • 28613900530090000000
  • 1649317

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area1,736 sqft
1st Floor Area1,232 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,698 sqft (0.223 acres)
View / LotCanal
Garage TypeAttached
Garage Area280 sqft

Exterior Amenities

PorchFlorida Room
Porch Area1,188 sqft
Patio Area464 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1649317
Street Address27 HARBOR DR
CityKEY LARGO
StateFL
Zip33037-2563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LT 13 SUNSET WATERWAYS PB4-31 KEY LARGO OR536-618 OR826-95 OR840-284 OR894-1690 OR962-1084/85 OR1013-1525C/T OR1123-1088 OR1480-1012 OR1559-1928AFF OR1847-1463 OR1852-471 OR2545-2037L/E OR2716-1733 OR2865-1556/57
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionSUNSET WATERWAYS
Legal Block3
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1023
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3673 SW 150TH CT, MIAMI, FL 33185-3958
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2014 · Amount on Record
Deed SaleDec 16, 2014 · Amount on Record
Prior SaleJan 6, 2003 · Amount on Record
Deed Document Number20142009162
Deed Book / Page2716 / 1733
Last Transfer DateJul 17, 2017
Transfer Doc0028651556
Record UpdatedJun 8, 2026

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJul 21, 2017
Property Address27 HARBOR DR, KEY LARGO, FL 33037-2563
Document Number0028651556
Book / Page002865 / 001556
Instrument DateJul 17, 2017
Instrument2132271
Transaction TypeTransfer
Record UpdatedAug 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3634 SW 150TH CT MIAMI FL 331853968, MIAMI, FL 33185-3968

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$915,586 (+7.9%) Land $596,839 Building $318,747$915,586 (+7.9%) Land $596,839 Building $318,747
2024$6,844.00 (+6.01%)
2023$6,456.00 (+12.53%)$848,515 (+11.79%) Land $591,845 Building $256,670$848,515 (+11.79%) Land $591,845 Building $256,670
2022$5,737.00$759,009 Land $496,950 Building $262,059$759,009 Land $496,950 Building $262,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 147 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies151 units insured
incl. 4 condo units
Nearby Flood Claims160 (1979–2022)
Claims Outside the SFHA3 of 160
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 75 claims
  • Hurricane Irene, Oct 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: T-Mobile.

Nearby Properties on Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures