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105 Harbor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 105 Harbor Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 625 sqft · built 1955
Lot Size0.167 acres (7,290 sqft)
OwnerCompany Name on Record
Last Sale$269,000 (Apr 2021)
Tax Bill$3,217 (2024)
Deeds & MortgagesApr 2021 Sale
Flood ZoneZone X (minimal risk)
APN00521920-000000

Property Details

APN / Parcel Number

Primary APN00521920-000000
Alternative APNs
  • 32613900521920000000
  • 1641154

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area625 sqft Living Area
1st Floor Area625 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,290 sqft (0.167 acres)

Exterior Amenities

PorchOpen Porch
Porch Area150 sqft
Deck Area60 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1641154
Street Address105 HARBOR DR
CityKEY LARGO
StateFL
Zip33037-4104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 2 LT 20 HARBOR SHORES PB3-44 KEY LARGO OR106-309 OR184-154 OR481-828 OR505-600 OR625-27 OR735-339 OR735-340 OR761-164 OR797-109 OR823-453 OR1302-350 OR1308-501 OR1828-1100 OR3093-0066
Legal Range39E
Legal Township61S
Legal Section32
Legal SubdivisionHARBOR SHORES
Legal Block2
Legal Lot Number20
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2007
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address105 HARBOR DR, KEY LARGO, FL 33037-4104
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2021 · Amount on Record
Deed SaleApr 28, 2021 · Amount on Record
Prior SaleApr 14, 1994 · Amount on Record
Deed Document Number20212316503
Deed Book / Page3093 / 66
Transfer Doc1828001100
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 28, 2021
Property Address105 HARBOR DR, KEY LARGO, FL 33037-4104
Document Number0030930066
Book / Page3093 / 66
Map ReferenceMB 3 PG 44
Instrument DateApr 28, 2021
Instrument2316503
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

AmountAmount Recorded
Tax$1,883.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address130 POND CT, DEBARY, FL 32713-2782

Transferred To (Grantee/Buyer)

NameVerified Name
Address158 NW BERKELEY AVE, PORT SAINT LUCIE, FL 34986-3594

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$374,257 (+4.63%) Land $254,057 Building $120,200$374,257 (+4.63%) Land $254,057 Building $120,200
2024$3,217.00 (+9.83%)
2023$2,929.00 (+20.63%)$357,699 (+38.1%) Land $249,409 Building $108,290$357,699 (+38.1%) Land $249,409 Building $108,290
2022$2,428.00$259,019 Land $148,716 Building $110,303$259,019 Land $148,716 Building $110,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 595 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies839 units insured
incl. 244 condo units
Nearby Flood Claims304 (1983–2025)
Claims Outside the SFHA8 of 304
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 221 claims
  • Hurricane Irene, Oct 1999 · 24 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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