Beaufort County property record for 1 Flounder St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 12 ba · 2,056 sqft · built 1950 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,968 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R60003900C02140000 |
| Primary APN | R60003900C02140000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 12 Baths |
| Half Baths | 6 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,056 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Porch | Open Porch |
| Patio Area | 996 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | 00508267 |
|---|---|
| Old Parcel Number | R60003900C02140000 |
| Street Address | 1 FLOUNDER ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 52 53 54 55 BRIGHTON BEACH MERGERED FROM KEY#00508276 #00509774 PB115 P161 |
| Legal Subdivision | BRIGHTON BEACH AREA |
| Legal Lot Number | 52-55 53 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 2108 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1064, BLUFFTON, SC 29910-1064 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Line of Credit PALMETTO STATE BANK |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PALMETTO STATE BANK |
| Nov 22, 2019 | Trustee's Deed, Construction Loan · Line of Credit PALMETTO ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2004 |
| Deed Sale | Feb 26, 2004 |
| Deed Document Number | 0019151826 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 1 FLOUNDER ST, BLUFFTON, SC 29910-7308 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1064, BLUFFTON, SC 29910-1064 |
| Document Number | 0000073544 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 4073/2139 |
| Instrument | 2021073544 |
| Name | PALMETTO STATE BANK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, SC 29910 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 1 FLOUNDER ST, BLUFFTON, SC 29910-7308 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029545 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 3871/485 |
| Instrument | 2020029545 |
| Name | PALMETTO STATE BANK |
|---|---|
| Type | Bank |
| Address | HAMPTON, SC 29924 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Nov 22, 2019 |
| Property Address | 1 FLOUNDER ST, BLUFFTON, SC 29910-7308 |
| Book / Page | 003814 / 000649 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 63413 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1064 BLUFFTON SC 299101064, BLUFFTON, SC 29910-1064 |
| Document Number | 0000063413 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 003814/000649 |
| Instrument | 63413 |
| Name | PALMETTO ST BK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, SC 29910 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 21, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,968.00 (+1.72%) | $20,050 (-) | |
| 2024 | $4,884.00 (+112.53%) | $20,050 (-) | $923,500 (-) Land $150,500 Building $773,000 |
| 2023 | $2,298.00 (+10.53%) | $20,050 (+14.97%) | $923,500 (+95%) Land $150,500 Building $773,000 |
| 2022 | $2,079.00 | $17,440 | $473,600 Land $86,000 Building $387,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 37 (1990–2024) |
| Claims Outside the SFHA | 6 of 37 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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